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20973 E 38th St S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 20973 E 38th St S, Broken Arrow, OK 74014

Property Summary

Property TypeSingle Family Home
Details1,482 sqft · built 2003
OwnerIndividual Name on Record
Last Sale$240,000 (Feb 2026)
Tax Bill$2,750 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001711-011016-000000

Property Details

APN / Parcel Number

Primary APN001711-011016-000000
Alternative APNs
  • 730013375
  • 0013375
  • 13375

Interior

Stories1 Story
Building Area1,482 sqft Living Area
1st Floor Area1,482 sqft

Exterior

Year BuiltBuilt 2003
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area94 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number13375
Old Parcel Number0013375
Street Address20973 E 38TH ST S
CityBROKEN ARROW
StateOK
Zip74014-1223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNRISE ESTATES LOT 16 BLK 11
Legal Range15E
Legal Township19N
Legal Section20
Legal SubdivisionSUNRISE ESTATES
Legal Block11
Legal Lot Number16
JurisdictionWAGONER OK
Township / Civil DivisionCOWETA
Census Block Group1
Census Block1033
Census Tract30408

Owner

Source: Wagoner County records, as of February 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Warranty Deed, Transfer · FHA Mortgage
BOKF NA
Aug 19, 2021Warranty Deed, Transfer · Conventional Mortgage
ASSOCIATED MORTGAGE INC
Sep 22, 2017Warranty Deed, Transfer
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2026 · Amount on Record
Deed SaleFeb 4, 2026 · Amount on Record
Prior SaleAug 19, 2021 · Amount on Record
Deed Document Number2026-1659
Deed Book / Page3153 / 793
Record UpdatedJun 8, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAGONER OK
Recording DateFeb 4, 2026
Property Address20973 E 38TH ST S, BROKEN ARROW, OK 74014-1223
Document Number0000001659
Book / Page3153 / 793
Instrument DateJan 22, 2026
Instrument2026-1659
Transaction TypeTransfer
Record UpdatedFeb 13, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001660
DateFeb 4, 2026
Instrument2026-1660
Lender
NameBOKF NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

Mortgage

Document Number0000001661
DateFeb 4, 2026
Book Page3153/817
Instrument2026-1661
Lender
NameTUBLA COUNTY HOME FINANCE AUTHORITY
TypeGovernment Agency
AddressBROKEN ARROW, OK 74014
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueJan 31, 2031

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAGONER OK
Recording DateAug 19, 2021
Property Address20973 E 38TH ST S, BROKEN ARROW, OK 74014-1223
Document Number0000015648
Book / Page2724 / 0423
Instrument DateAug 5, 2021
Instrument2021-15648
Transaction TypeTransfer
Record UpdatedMar 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20973 E 38TH ST S, BROKEN ARROW, OK 74014-1223

Mortgage

Document Number0000015649
DateAug 19, 2021
Book Page2724/0425
Instrument2021-15649
Lender
NameASSOCIATED MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAGONER OK
Recording DateSep 22, 2017
Property Address20973 E 38TH ST S, BROKEN ARROW, OK 74014-1223
Document Number0000012242
Book / Page002387 / 000158
Instrument DateSep 11, 2017
Instrument12242
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyTITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20973 E 38TH ST S BROKEN ARROW OK 740141223, BROKEN ARROW, OK 74014-1223

Mortgage

Document Number12243
DateSep 22, 2017
Book Page002387/000160
Instrument12243
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressFLINT, MI 48501-2026
Agreement
AmountAmount Recorded
Term360 Months
DueSep 21, 2047

Tax Assessment & Valuation

Source: Wagoner County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityBroken Arrow City
CountyWagoner County
Unified School DistrictBroken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,750.00 (+10.93%)$23,707 (+10.25%) Land $3,584 Building $20,123$238,141 (+8.44%) Land $43,000 Building $195,141
2023$2,479.00 (+4.56%)$21,503 (+5%) Land $3,176 Building $18,327$219,608 (+20.1%) Land $38,500 Building $181,108
2022$2,371.00$20,479 Land $2,800 Building $17,679$182,850 Land $25,000 Building $157,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAGONER CO. RWD #4
serves 37,658 people · EPA ID OK1021529
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2025
Turbidity
resolved · Jun 2025
Total trihalomethanes
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
The Junction Internet
Fixed Wireless		100 / 20
Windstream
DSL		100 / 20

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