20975 Rock Park Dr, Bend, OR 97701 Property Records

Deschutes County property record for 20975 Rock Park Dr, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,834 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Mar 2017)
Tax Bill	$4,697 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171222 BA 01000`

Property Details

APN / Parcel Number

Primary APN	`171222 BA 01000`
Alternative APN	`235042`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,834 sqft Living Area
1st Floor Area	791 sqft
2nd Floor Area	1,043 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Split Level
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Mixed
Garage Area	530 sqft

Location & Zoning

Account Number	235042
Street Address	20975 ROCK PARK DR
City	BEND
State	OR
Zip	97701-7010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:5 SUBD:LAVA RIDGES PHASE 1 SEC/TWN/RNG/MER:SEC 22 TWN 17 RNG 12 MAP REF:171222-BA
Legal Range	12E
Legal Township	17S
Legal Section	22
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	LAVA RIDGES PHASE 1
Legal Lot Number	5
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1016
Census Tract	1101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20975 ROCK PARK DR, BEND, OR 97701-7010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROGER CRAMER
Mar 31, 2017	Warranty Deed, Transfer · Conventional with PMI ROGER & CAROLYN CRAMER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	May 27, 2004 · Amount on Record
Deed Document Number	2017-12213
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20975 ROCK PARK DR, BEND, OR 97701-7010
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009169
Date	Feb 11, 2021
Instrument	2021-09169

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jun 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20975 ROCK PARK DR, BEND, OR 97701-7010
Document Number	0000021561
Instrument Date	May 28, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20975 ROCK PARK DR BEND OR 977017010, BEND, OR 97701-7010

Mortgage

Document Number	0000021561
Date	May 29, 2018
Instrument	21561

Lender

Name	ROGER CRAMER
Address	3356 BLOOMFIELD RD, SEBASTOPOL, CA 95472-5841

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 31, 2017
Property Address	20975 ROCK PARK DR, BEND, OR 97701-7010
Document Number	0000012213
Instrument Date	Mar 23, 2017
Instrument	12213
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20975 ROCK PARK DR BEND OR 977017010, BEND, OR 97701-7010

Mortgage

Document Number	12214
Date	Mar 31, 2017
Instrument	12214

Lender

Name	ROGER & CAROLYN CRAMER
Address	3356 BLOOMFIELD RD, SEBASTOPOL, CA 95472-5841
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Mar 30, 2020

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,697.00 (+3.94%)	$278,000 (+3%)	$644,370 (-4.07%) Land $219,500 Building $424,870
2024	$4,519.00 (+7.88%)	$269,910 (+3%)	$671,690 (+1.11%) Land $219,500 Building $452,190
2023	$4,189.00	$262,050	$664,290 Land $214,500 Building $449,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Webformix.

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