20974 Rock Park Dr, Bend, OR 97701 Property Records

Deschutes County property record for 20974 Rock Park Dr, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,390 sqft · built 2003
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$910,000 (Jul 2021)
Tax Bill	$6,054 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171222 BA 00900`

Property Details

APN / Parcel Number

Primary APN	`171222 BA 00900`
Alternative APN	`235041`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,390 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	1,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Split Level
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Mixed
Garage Area	560 sqft

Location & Zoning

Account Number	235041
Street Address	20974 ROCK PARK DR
City	BEND
State	OR
Zip	97701-7010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:6 SUBD:LAVA RIDGES PHASE 1 SEC/TWN/RNG/MER:SEC 22 TWN 17 RNG 12 MAP REF:171222-BA
Legal Range	12E
Legal Township	17S
Legal Section	22
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	LAVA RIDGES PHASE 1
Legal Lot Number	6
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1010
Census Tract	1101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20974 ROCK PARK DR, BEND, OR 97701-7010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Oct 5, 2016	Loan Modification, Mortgage MID OR FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	May 27, 2014 · Amount on Record
Deed Document Number	2021-39917
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 2, 2021
Property Address	20974 ROCK PARK DR, BEND, OR 97701-7010
Document Number	0000039917
Map Reference	CAB F PG 472
Instrument Date	Jun 22, 2021
Instrument	2021-39917
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20974 ROCK PARK DR, BEND, OR 97701-7010

Mortgage

Document Number	0000039918
Date	Jul 2, 2021
Instrument	2021-39918

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20974 ROCK PARK DR, BEND, OR 97701-7010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024949
Date	Jun 1, 2020
Instrument	2020-24949

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Property Address	20974 ROCK PARK DR, BEND, OR 97701-7010
Document Number	0000010927
Instrument Date	Oct 5, 2016
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20974 ROCK PARK DR BEND OR 977017010, BEND, OR 97701-7010

Mortgage

Document Number	0000010927
Date	Mar 22, 2017
Instrument	10927

Lender

Name	MID OR FCU
Type	Credit Union
Address	BEND, OR 97708-6749

Agreement

Term	240 Months
Due	Mar 21, 2037

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,054.00 (+3.93%)	$358,350 (+3%)	$750,670 (-5.11%) Land $223,000 Building $527,670
2024	$5,825.00 (+7.87%)	$347,920 (+3%)	$791,120 (+1.01%) Land $223,000 Building $568,120
2023	$5,400.00	$337,790	$783,180 Land $218,000 Building $565,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Webformix.

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