Freeborn County property record for 20975 794th Ave, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1974 |
| Lot Size | 3.06 acres (133,294 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,406 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.007.0100 |
| Primary APN | 07.007.0100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 1,040 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 133,294 sqft (3.06 acres) |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Porch | Slab |
| Porch Area | 288 sqft |
| Deck Area | 412 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 20975 794TH AVE |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-7051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-07 TWP-102 RANGE-020 3.06 AC REV DESC NO. 2336 PT NE1/4 NW1/4 7-102-20 3.06 ACRES |
| Legal Range | 20 |
| Legal Township | 102 |
| Legal Section | 07 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | HAYWARD |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 181000 |
Source: Freeborn County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20975 794TH AVE, ALBERT LEA, MN 56007-7051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 20975 794TH AVE, ALBERT LEA, MN 56007-7051 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | A541435 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | A541435 |
| Name | ACCENTRA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 9, 2040 |
| Rate Type | Fixed Rate |
|---|
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Freeborn County |
| County Subdivision | Hayward Township |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,406.00 Homeowner's exemption | $344,200 (+22.84%) Land $86,200 Building $258,000 | $344,200 (+22.84%) Land $86,200 Building $258,000 |
| 2025 | $3,406.00 (+20.01%) | ||
| 2023 | $2,838.00 (+6.05%) Homeowner's exemption | $280,200 Land $86,200 Building $194,000 | $280,200 Land $86,200 Building $194,000 |
| 2020 | $2,676.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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