20776 794th Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 20776 794th Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,404 sqft · built 1960
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Tax Bill	$3,402 (2026)
Deeds & Mortgages	Oct 2011 Mortgage Oct 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07.007.0200`

Property Details

APN / Parcel Number

Primary APN	`07.007.0200`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,204 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Slab
Porch Area	224 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20776 794TH AVE
City	ALBERT LEA
State	MN
Zip	56007-7052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-07 TWP-102 RANGE-020 .77 AC REV DESC NO. 922 PT SE1/4 NW1/4 7-102-20 .77 ACRES
Legal Range	20
Legal Township	102
Legal Section	07
Jurisdiction	FREEBORN MN
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3026
Census Tract	181000

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20776 794TH AVE, ALBERT LEA, MN 56007-7052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2011	Deed of Trust, Mortgage WELLS FEDERAL BANK FSB
Oct 17, 2011	Deed of Trust, Mortgage WELLS FEDERAL BANK FSB
Oct 18, 2021	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	20776 794TH AVE, ALBERT LEA, MN 56007-7052
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20776 794TH AVE AND 1857 GREENWOOD DR, ALBERT LEA, MN 56007

Mortgage

Document Number	0000496503
Date	Oct 17, 2011
Instrument	496503

Lender

Name	WELLS FEDERAL BANK FSB
Address	ALBERT LEA, MN 56007

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 11, 2012

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	20776 794TH AVE, ALBERT LEA, MN 56007-7052
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20776 794TH AVE AND 1857 GREENWOOD DDR, ALBERT LEA, MN 56007-7052

Mortgage

Document Number	0000111789
Date	Oct 17, 2011
Instrument	111789

Lender

Name	WELLS FEDERAL BANK FSB
Address	ALBERT LEA, MN 56007

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 11, 2012

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Oct 18, 2021
Property Address	20776 794TH AVE, ALBERT LEA, MN 56007-7052
Document Number	000A551363
Instrument Date	Oct 15, 2021
Instrument	A551363
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$948.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20776 794TH AVE, ALBERT LEA, MN 56007-7052

Mortgage

Document Number	000A551364
Date	Oct 18, 2021
Instrument	A551364

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
County Subdivision	Hayward Township
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,402.00 Homeowner's exemption	$343,800 (+50.46%) Land $56,300 Building $287,500	$343,800 (+50.46%) Land $56,300 Building $287,500
2025	$3,402.00 (+53.24%)
2023	$2,220.00 (+45.29%) Homeowner's exemption	$228,500 Land $56,300 Building $172,200	$228,500 Land $56,300 Building $172,200
2020	$1,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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