20968 High Desert Ln, Bend, OR 97701 Property Records

Deschutes County property record for 20968 High Desert Ln, Bend, OR 97701

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,450 sqft · built 2009
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Nov 2021)
Tax Bill	$3,868 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171221 AA 12700`

Property Details

APN / Parcel Number

Primary APN	`171221 AA 12700`
Alternative APN	`261165`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,450 sqft Living Area
1st Floor Area	532 sqft
2nd Floor Area	893 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Townhouse
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Mixed
Garage Area	413 sqft

Location & Zoning

Account Number	261165
Street Address	20968 HIGH DESERT LN
City	BEND
State	OR
Zip	97701-7317
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	GI
Legal Description	LOT:1 SUBD:MCCALL LANDING PHASE 1 SEC/TWN/RNG/MER:SEC 21 TWN 17 RNG 12 MAP REF:171221-AA
Legal Range	12E
Legal Township	17S
Legal Section	21
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	MCCALL LANDING PHASE 1
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2011
Census Tract	1101

Owner

Source: Deschutes County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20968 HIGH DESERT LN, BEND, OR 97701-7317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer · FHA Mortgage NFM INC
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Jan 20, 2010 · Amount on Record
Deed Document Number	2021-65884
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 29, 2021
Property Address	20968 HIGH DESERT LN, BEND, OR 97701-7317
Document Number	0000065884
Map Reference	DOC 2008-00774
Instrument Date	Nov 17, 2021
Instrument	2021-65884
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20968 HIGH DESERT LN, BEND, OR 97701-7317

Mortgage

Document Number	0000065885
Date	Nov 29, 2021
Instrument	2021-65885

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20968 HIGH DESERT LN, BEND, OR 97701-7317
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006994
Date	Feb 2, 2021
Instrument	2021-06994

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,868.00 (+3.95%)	$228,950 (+3%)	$517,860 (-3.12%) Land $219,500 Building $298,360
2024	$3,721.00 (+7.86%)	$222,290 (+3%)	$534,560 (-3.96%) Land $188,500 Building $346,060
2023	$3,450.00	$215,820	$556,610 Land $184,500 Building $372,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Company Fixed Wireless	700 / 200
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Verizon, Webformix Company.

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