Sacramento County property record for 2097 Tracy Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,900 sqft · built 2010 |
| Lot Size | 0.29 acres (12,621 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $551,000 (Mar 2010) |
| Tax Bill | $9,702 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-2850-033-0000 |
| Primary APN | 072-2850-033-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,900 sqft Living Area |
| 1st Floor Area | 2,900 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 12,621 sqft (0.29 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2097 TRACY CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-6325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SP-SFLD (S |
| Legal Description | EMPIRE RANCH - VILLAGE NO.34, LOT 33 |
| Legal Subdivision | EMPIRE RANCH - VILLAGE NO.34 |
| Legal Lot Number | 33 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 8512 |
2097 Tracy Ct is owner-occupied and held in a trust since January 2025.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2097 TRACY CT, FOLSOM, CA 95630-6325 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2010 · Amount on File |
| Deed Sale | Mar 26, 2010 · Amount on File |
| Deed Book / Page | 20100326 / 1197 |
| Last Transfer Date | Jan 10, 2025 |
| Transfer Doc | 2025000461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2097 TRACY CT, FOLSOM, CA 95630-6325 |
| Document Number | 2010160560 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2097 TRACY CT FOLSOM CA 956306325, FOLSOM, CA 95630-6325 |
| Document Number | 2010160560 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2010160560 |
| Name | OWNING CORP |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2050 |
The 2025 property tax bill for 2097 Tracy Ct was $9,702, up 1.6% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $725,386 (+2%) Land $98,739 Building $626,647 | |
| 2025 | $9,702.00 (+1.62%) | $711,163 Land $96,803 Building $614,360 |
| 2024 | $9,547.00 (+3.36%) | |
| 2023 | $9,237.00 (+1.02%) Homeowner's exemption | $683,549 Land $93,045 Building $590,504 |
| 2022 | $9,144.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2097 Tracy Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2097 Tracy Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Succeed.Net.
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