Sacramento County property record for 2089 Tracy Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,777 sqft · built 2010 |
| Lot Size | 0.235 acres (10,226 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $475,000 (Apr 2014) |
| Tax Bill | $8,773 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer May 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-2850-035-0000 |
| Primary APN | 072-2850-035-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,777 sqft Living Area |
| 1st Floor Area | 1,777 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,226 sqft (0.235 acres) |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2089 TRACY CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-6325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMPIRE RANCH - VILLAGE NO.34, LOT 35 |
| Legal Subdivision | EMPIRE RANCH - VILLAGE NO.34 |
| Legal Lot Number | 35 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 8512 |
Source: Sacramento County records · APN 072-2850-035-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2089 TRACY CT, FOLSOM, CA 95630-6325 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 23, 2025 | Intrafamily Transfer, Transfer |
| May 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 03, 2017 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Dec 21, 2020 | Quit Claim Deed, Transfer UNITED WHOLESALE MTG |
| Aug 22, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage FINANCE OF AMERICA MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2014 · Amount on Record |
| Deed Sale | Apr 03, 2014 · Amount on Record |
| Prior Sale | Mar 18, 2010 · Amount on Record |
| Deed Book / Page | 20140403 / 980 |
| Prior Transfer Date | Jan 21, 2012 |
| Prior Transfer Doc | 0000000425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 23, 2025 |
| Property Address | 2089 TRACY CT, FOLSOM, CA 95630-6325 |
| Document Number | 0000000423 |
| Map Reference | MB 348 MAP 3 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 202509230423 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2089 TRACY CT, FOLSOM, CA 95630-6325 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2089 TRACY CT, FOLSOM, CA 95630-6325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001085 |
|---|---|
| Date | May 03, 2017 |
| Book Page | 20170503/1085 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2089 TRACY CT, FOLSOM, CA 95630-6325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001086 |
|---|---|
| Date | May 03, 2017 |
| Book Page | 20170503/1086 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 21, 2020 |
| Property Address | 2089 TRACY CT, FOLSOM, CA 95630-6325 |
| Document Number | 2012211356 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2012211356 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2089 TRACY CT FOLSOM CA 956306325, FOLSOM, CA 95630-6325 |
| Document Number | 2012211357 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2012211357 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 22, 2019 |
| Property Address | 2089 TRACY CT, FOLSOM, CA 95630-6325 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 1908221003 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 30, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2089 TRACY CT FOLSOM CA 956306325, FOLSOM, CA 95630-6325 |
| Document Number | 1908221003 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 1908221003 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2049 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $638,537 (+2%) Land $187,551 Building $450,986 | |
| 2025 | $8,773.00 (+1.57%) Homeowner's exemption | $626,018 (+4.04%) Land $183,874 Building $442,144 |
| 2024 | $8,637.00 (+3.51%) | |
| 2023 | $8,344.00 (+0.97%) Homeowner's exemption | $601,711 Land $176,735 Building $424,976 |
| 2022 | $8,264.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670085121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 246 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Succeed.Net.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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