2097 Commonwealth Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2097 Commonwealth Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,268 sqft · built 1981
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$3,841 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061W0-03-00-06100`

Property Details

APN / Parcel Number

Primary APN	`061W0-03-00-06100`
Alternative APN	`24150`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,268 sqft Finished Area
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Proximity to Airport
Deck Area	228 sqft
Patio Area	738 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2097 COMMONWEALTH DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-2371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10 RESIDE
Legal Description	WESTFIELD 3 18R
Legal Subdivision	WESTFIELD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1002
Census Tract	10701

Owner

Source: Albemarle County records · APN 061W0-03-00-06100

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2097 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2097 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2371
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	BROKERS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5600/61
Date	Aug 30, 2021
Book Page	5600/61
Instrument	2021-00014952

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,841.00 (+11.95%)	$429,600 (+11.93%) Land $100,000 Building $329,600	$429,600 (+11.93%) Land $100,000 Building $329,600
2025	$3,431.00 (+25.36%)	$383,800 (+19.71%) Land $83,500 Building $300,300	$383,800 (+19.71%) Land $83,500 Building $300,300
2023	$2,737.00	$320,600 Land $72,500 Building $248,100	$320,600 Land $72,500 Building $248,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 329 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile USA, Ting Fiber.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SKYLINE COURT APARTMENTS private · serves 50 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	ACSA URBAN AREA
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.