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2095 Commonwealth Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2095 Commonwealth Dr, Charlottesville, VA 22901 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,008 sqft · built 1981
Lot Size0.181 acres (7,884 sqft)
OwnerIndividual Name on File
Last Sale$177,500 (Jun 2021)
Tax Bill$2,455 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN061W0-03-00-06000

Property Details

APN / Parcel Number

Primary APN061W0-03-00-06000
Alternative APN
  • 24149

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,008 sqft Finished Area
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,884 sqft (0.181 acres)
View / LotProximity to Airport
Patio Area54 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2095 COMMONWEALTH DR
CityCHARLOTTESVILLE
StateVA
Zip22901-2371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTFIELD SEC 3 LOT 17L
Legal SubdivisionWESTFIELD
JurisdictionALBEMARLE VA
Township / Civil DivisionJACK JOUETT
Census Block Group1
Census Block1002
Census Tract10701

Owner

Source: Albemarle County records · APN 061W0-03-00-06000

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2095 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2371
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGEPROS LLC
Aug 27, 2025Deed of Trust, Mortgage · FHA Mortgage
MORTGAGEPROS LLC
May 05, 2023Deed of Trust, Mortgage · FHA Mortgage
MICHIGAN MUTUAL INC
Jun 02, 2021Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Mar 23, 2020Quit Claim Deed, Transfer
CHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2021 · Amount on Record
Deed SaleJun 02, 2021 · Amount on Record
Deed Document Number20219675
Deed Book / Page5549 / 362
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2095 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2371
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2095 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2371

Mortgage

Document Number202600001645
DateFeb 25, 2026
Instrument202600001645
Lender
NameMORTGAGEPROS LLC
TypeMortgage Company
AddressTROY, MI 48098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2095 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2371
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2095 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2371

Mortgage

Document Number202500008114
DateAug 27, 2025
Instrument202500008114
Lender
NameMORTGAGEPROS LLC
TypeMortgage Company
AddressTROY, MI 48098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term85 Months
DueSep 01, 2032

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2095 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2371
Transaction TypeMortgage
Record UpdatedAug 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300003569
DateMay 05, 2023
Instrument202300003569
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
AddressPORT HURON, MI 48060
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateJun 02, 2021
Property Address2095 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2371
Document Number5549/362
Book / Page5549 / 362
Map ReferenceMB 740 PG 517
Instrument DateMar 22, 2021
Instrument2021-00009675
Transaction TypeTransfer
Record UpdatedJun 23, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$181.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2095 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2371

Mortgage

Document Number005549/365
DateJun 02, 2021
Book Page5549/365
Instrument2021-00009676
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALBEMARLE VA
Recording DateMar 23, 2020
Property Address2095 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-2371
Document Number0000003210
Book / Page005291 / 000337
Instrument DateMar 16, 2020
Instrument3210
Transaction TypeTransfer
Record UpdatedMay 04, 2020
Title CompanyCHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7165 FREE UNION RD FREE UNION VA 229401609, FREE UNION, VA 22940-1609

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,455.00 (+12.77%)$274,600 (+12.73%) Land $100,000 Building $174,600$274,600 (+12.73%) Land $100,000 Building $174,600
2025$2,177.00$243,600 (+20.59%) Land $83,500 Building $160,100$243,600 (+20.59%) Land $83,500 Building $160,100
2023$202,000 Land $72,500 Building $129,500$202,000 Land $72,500 Building $129,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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