2097 Cleo Ln, Deltona, FL 32738 Property Records

Volusia County property record for 2097 Cleo Ln, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,267 sqft · built 1986
Lot Size	0.506 acres (22,050 sqft)
Owner	2 Trust Names on File
Last Sale	$220,000 (Oct 2016)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8134-02-03-0180`

Property Details

APN / Parcel Number

Primary APN	`8134-02-03-0180`
Alternative APNs	`31183402030180` `34183102030180` `4079718.0` `4079718`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,267 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	2,267 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,050 sqft (0.506 acres)
Lot Dimensions	210 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	320 sqft
Porch	Finished/Open Porch
Porch Area	552 sqft
Patio Area	904 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4079718
Street Address	2097 CLEO LN
City	DELTONA
State	FL
Zip	32738-8662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R4
Legal Description	LOT 18 BLK C TREESHORE DEVELOPMENT MB 32 PG 7 PER OR 3026 PG 0461 PER OR 7086 PGS 4441-4442 PER OR 7225 PG 3599 PER OR 7316 PGS 2358-2359 PER OR 7262 PG 0218
Legal Range	31E
Legal Township	18S
Legal Section	34
Legal Subdivision	TREESHORE DEVELOPMENT MB
Legal Tract	02
Legal Block	C
Legal Lot Number	18
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2005
Census Tract	91031

Owner

Source: Volusia County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	2097 CLEO LN, DELTONA, FL 32738-8662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2016 · Amount on Record
Deed Sale	Oct 21, 2016 · Amount on Record
Prior Sale	Mar 8, 2016 · Amount on Record
Deed Document Number	2016193801
Deed Book / Page	7316 / 2358
Prior Transfer Date	Feb 24, 2015
Prior Transfer Doc	0070864441
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2097 CLEO LN, DELTONA, FL 32738-8662
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0080282114
Date	Apr 16, 2021
Book Page	8028/2114
Instrument	2021-085434

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	235 Months
Due	Nov 1, 2040

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2097 CLEO LN, DELTONA, FL 32738-8662
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2097 CLEO LN, DELTONA, FL 32738-8662
Investor	Possibly a Property Investor

Mortgage

Document Number	0083344703
Date	Nov 15, 2022
Book Page	8334/4703
Instrument	2022254998

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 14, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,348 (+2.7%)	$418,370 (+1.13%) Land $81,000 Building $337,370
2025	$3,857.00 (+2.33%) Homeowner's exemption	$225,266 (+2.9%)	$413,692 (-4.47%) Land $81,000 Building $332,692
2024	$3,769.00 (+3.15%) Homeowner's exemption	$218,918 (+3%)	$433,030 (+10.87%) Land $82,250 Building $350,780
2023	$3,654.00 (+0.97%) Homeowner's exemption	$212,542 (+3%)	$390,586 (+9.58%) Land $71,400 Building $319,186
2022	$3,619.00 Homeowner's exemption	$206,351	$356,442 Land $45,386 Building $311,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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