2046 Cleo Ln, Deltona, FL 32738 Property Records

Volusia County property record for 2046 Cleo Ln, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,115 sqft · built 1987
Lot Size	0.455 acres (19,853 sqft)
Owner	Owner Name on File
Last Sale	$173,000 (Dec 2014)
Tax Bill	$3,039 (2024)
Deeds & Mortgages	Jan 2026 Construction Loan Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8134-02-02-0100`

Property Details

APN / Parcel Number

Primary APN	`8134-02-02-0100`
Alternative APNs	`31183402020100` `4079513.0` `4079513`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,115 sqft Living Area
1st Floor Area	2,115 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,853 sqft (0.455 acres)
Lot Dimensions	186 ft deep x 115 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	391 sqft
Porch	Open Porch
Porch Area	495 sqft
Patio Area	732 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4079513.0
Old Parcel Number	31183402020100
Street Address	2046 CLEO LN
City	DELTONA
State	FL
Zip	32738-8661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 10 BLK B TREESHORE DEVELOPMENT MB 32 PG 7 PER OR 5059 PG 3973 PER OR 7066 PG 2995
Legal Range	31E
Legal Township	18S
Legal Section	34
Legal Subdivision	DEVELOPMENT
Legal Tract	2
Legal Block	B
Legal Lot Number	10
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2023
Census Tract	91031

Owner

Source: Volusia County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	2046 CLEO LN, DELTONA, FL 32738-8661
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Construction Mortgage UNLOCK PARTNERSHIP SOLUTIONS AO1 INC
Jun 8, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 17, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 25, 2018	Deed of Trust, Mortgage · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2014 · Amount on Record
Deed Sale	Dec 22, 2014 · Amount on Record
Prior Sale	Apr 24, 2003
Deed Document Number	2014-228715
Deed Book / Page	7066 / 2995
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2046 CLEO LN, DELTONA, FL 32738-8661
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 CLEO LN, DELTONA, FL 32738-8661

Mortgage

Document Number	0088053837
Date	Jan 22, 2026
Book Page	8805/3837
Instrument	2026012268

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS AO1 INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2046 CLEO LN, DELTONA, FL 32738-8661
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082661132
Date	Jun 8, 2022
Book Page	8266/1132
Instrument	2022136624

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2046 CLEO LN, DELTONA, FL 32738-8661
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080513384
Date	May 21, 2021
Book Page	8051/3384
Instrument	2021-118526

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2046 CLEO LN, DELTONA, FL 32738-8661
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 CLEO LN, DELTONA, FL 32738-8661

Mortgage

Document Number	0080221538
Date	Apr 7, 2021
Book Page	8022/1538
Instrument	2021-078230

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2046 CLEO LN, DELTONA, FL 32738-8661
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073734154
Date	Mar 17, 2017
Book Page	7373/4154
Instrument	2017-053672

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jan 1, 2045

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2046 CLEO LN, DELTONA, FL 32738-8661
Document Number	0075031291
Book / Page	007503 / 001291
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2046 CLEO LN DELTONA FL 327388661, DELTONA, FL 32738-8661

Mortgage

Document Number	0075031291
Date	Feb 2, 2018
Book Page	007503/001291
Instrument	22366

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$186,022 (+5.99%)	$351,768 (+6.69%) Land $78,000 Building $273,768
2024	$3,039.00 (+3.79%)
2023	$2,928.00 (+1.17%) Homeowner's exemption	$175,515 (+3%)	$329,696 (+9.37%) Land $67,565 Building $262,131
2022	$2,894.00 Homeowner's exemption	$170,403	$301,448 Land $43,525 Building $257,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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