Harford County property record for 2097 Brandy Dr, Forest Hill, MD 21050
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,750 sqft · built 1998 |
| Lot Size | 0.076 acres (3,319 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $151,035 (Apr 1999) |
| Tax Bill | $3,358 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-283534 |
| Primary APN | 03-283534 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,319 sqft (0.076 acres) |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 283534 |
|---|---|
| Street Address | 2097 BRANDY DR |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-3156 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 378 3319 SF 2097 BRANDY DRIVE ROSEFIELDS S8 PT 78/47 |
| Legal Subdivision | ROSEFIELDS |
| Legal Lot Number | 378 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 303204 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2097 BRANDY DR, FOREST HILL, MD 21050-3156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 1999 · Amount on Record |
| Deed Sale | Apr 5, 1999 · Amount on Record |
| Deed Document Number | 19992097 |
| Deed Book / Page | 2982 / 240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2097 BRANDY DR, FOREST HILL, MD 21050-3156 |
| Document Number | 0127010073 |
| Book / Page | 012701 / 000073 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Title Company | MARVEL TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 2097 BRANDY DR FOREST HILL MD 210503156, FOREST HILL, MD 21050-3156 |
| Document Number | 0127010073 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 012701/000073 |
| Name | MUNICIPAL EMPS CU/BALTIMORE |
|---|---|
| Type | Credit Union |
| Address | BALTIMORE, MD 21202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 7, 2033 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,358.00 (+5.83%) Homeowner's exemption | $308,167 (+7.01%) | $335,900 (+14.14%) Land $82,000 Building $253,900 |
| 2025 | $3,173.00 (+2.22%) Homeowner's exemption | ||
| 2023 | $287,967 | $294,300 Land $82,000 Building $212,300 | |
| 2022 | $3,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: Armstrong.
5G (outdoors only) and 4G LTE
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