20966 Misty Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20966 Misty Ln, Bend, OR 97702

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,244 sqft · built 1988
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$559,000 (Aug 2024)
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181215-CD-01100`

Property Details

APN / Parcel Number

Primary APN	`181215-CD-01100`
Alternative APNs	`R1088181215CD01100` `163116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,244 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	2,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Triplex
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Area	780 sqft

Exterior Amenities

Porch	Enclosed Porch
Patio Area	520 sqft
Lean-To	80 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	163116
Street Address	20966 MISTY LN
City	BEND
State	OR
Zip	97702-9592
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RL
Legal Description	RAINTREE BLOCK 1 LOT 6
Legal Range	12
Legal Township	18
Legal Section	15
Legal Subdivision	RAINTREE
Legal Block	1
Legal Lot Number	6
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3007
Census Tract	1904

Owner

20966 Misty Ln, a mobile home, is owned and occupied by two individuals who bought it in August 2024.

Source: Deschutes County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20966 MISTY LN, BEND, OR 97702-9592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 23, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	Nov 20, 2012 · Amount on File
Deed Document Number	202422606
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20966 MISTY LN, BEND, OR 97702-9592
Document Number	0000038824
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20966 MISTY LN BEND OR 977029592, BEND, OR 97702-9592

Mortgage

Document Number	0000038824
Date	Sep 28, 2017
Instrument	38824

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months
Due	Sep 27, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.6%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20966 MISTY LN, BEND, OR 97702-9592
Document Number	0000038823
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20966 MISTY LN BEND OR 977029592, BEND, OR 97702-9592

Mortgage

Document Number	0000038823
Date	Sep 28, 2017
Instrument	38823

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months
Due	Sep 27, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.6%

Tax Assessment & Valuation

The 2025 property tax bill for 20966 Misty Ln was $3,595, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,595.00 (+3.93%)	$212,800 (+3%)	$560,670 (+1.22%) Land $214,780 Building $345,890
2024	$3,459.00 (+25.19%)	$206,610 (+4.52%)	$553,890 (-5.21%) Land $214,780 Building $339,110
2023	$2,763.00	$197,680	$584,330 Land $195,430 Building $388,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20966 Misty Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20966 Misty Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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