20945 Misty Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20945 Misty Ln, Bend, OR 97702

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,742 sqft · built 1995
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2017)
Tax Bill	$2,847 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181215 CD 00901`

Property Details

APN / Parcel Number

Primary APN	`181215 CD 00901`
Alternative APNs	`R1088181215CD00901` `175140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,742 sqft Living Area
1st Floor Area	1,742 sqft

Exterior

Year Built	Built 1995
Architectural Style	Mobile/Manufactured
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Mixed
Garage Area	780 sqft
Patio Area	204 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	175140
Old Parcel Number	R1088181215CD00901
Street Address	20945 MISTY LN
City	BEND
State	OR
Zip	97702-9592
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT:4 BLK:1 SUBD:RAINTREE SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-CD
Legal Range	12E
Legal Township	18S
Legal Section	15
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	RAINTREE
Legal Block	1
Legal Lot Number	4
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3031
Census Tract	1904

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20945 MISTY LN, BEND, OR 97702-9592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Oct 18, 2017	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Aug 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2017 · Amount on Record
Deed Sale	Oct 18, 2017 · Amount on Record
Prior Sale	Nov 10, 2011 · Amount on Record
Deed Document Number	2017-41850
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20945 MISTY LN, BEND, OR 97702-9592
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000088
Date	Jan 4, 2021
Instrument	2021-00088

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 18, 2017
Property Address	20945 MISTY LN, BEND, OR 97702-9592
Document Number	0000041850
Map Reference	CAB B PG753
Instrument Date	Oct 10, 2017
Instrument	2017-41850
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20945 MISTY LN, BEND, OR 97702-9592

Mortgage

Document Number	0000041851
Date	Oct 18, 2017
Instrument	2017-41851

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 30, 2017
Property Address	20945 MISTY LN, BEND, OR 97702-9592
Document Number	0000034622
Instrument Date	Aug 7, 2017
Instrument	34622
Transaction Type	Transfer
Record Updated	Sep 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20945 MISTY LN BEND OR 977029592, BEND, OR 97702-9592

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,847.00 (+3.94%)	$168,540 (+2.99%)	$496,670 (+1.15%) Land $208,280 Building $288,390
2024	$2,739.00 (+7.88%)	$163,640 (+3%)	$491,020 (+1.57%) Land $208,280 Building $282,740
2023	$2,539.00	$158,880	$483,450 Land $188,930 Building $294,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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