Putnam County property record for 20965 Rd M, Cloverdale, OH 45827
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 2 ba · 1,568 sqft |
| Lot Size | 1.58 acres (68,868 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,177 (2025) |
| Deeds & Mortgages | Apr 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-024100.0100 |
| Primary APN | 12-024100.0100 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,314 sqft |
| Upper Floors Area | 364 sqft |
| Attic | Attic |
| Attic Area | 288 sqft |
| Basement Area | 326 sqft |
| Unfinished Basement | 326 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Construction Type | Wood |
|---|---|
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 68,868 sqft (1.58 acres) |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 20965 ROAD M |
|---|---|
| City | CLOVERDALE |
| State | OH |
| Zip | 45827-9416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 1S 5E 02 NWCOR WPT N NWFRL |
| Legal Range | 5E |
| Legal Township | 1S |
| Legal Section | 02 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30700 |
20965 Rd M, a rural home, is owned by a company and is owner-occupied.
Source: Putnam County records, as of July 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20965 ROAD M, CLOVERDALE, OH 45827-9416 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Apr 11, 2017 |
| Property Address | 20965 ROAD M, CLOVERDALE, OH 45827-9416 |
| Document Number | 00688/0435 |
| Book / Page | 688 / 0435 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 201700001445 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20965 ROAD M, CLOVERDALE, OH 45827-9416 |
| Name | Verified Name |
|---|---|
| Address | 20965 ROAD M, CLOVERDALE, OH 45827-9416 |
The 2025 property tax bill for 20965 Rd M was $2,177 with a homeowner's exemption.
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Jackson Township |
| Unified School District | Kalida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,177.00 Homeowner's exemption Additional exemption filed | $62,700 Land $4,780 Building $57,920 | $181,820 Land $15,460 Building $166,360 |
| 2023 | $2,298.00 (+16%) Homeowner's exemption Additional exemption filed | $46,490 (-) Land $3,660 Building $42,830 | $180,950 Land $15,460 Building $165,490 |
| 2022 | $1,981.00 Homeowner's exemption Additional exemption filed | $46,490 Land $3,660 Building $42,830 | |
| 2020 | $134,710 Land $12,340 Building $122,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20965 Rd M in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 20965 Rd M has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kalida Telephone Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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