Putnam County property record for 20307 Rd M, Cloverdale, OH 45827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,482 sqft · built 1975 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,082 (2025) |
| Deeds & Mortgages | Jul 2020 Transfer Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-024050.0000 |
| Primary APN | 12-024050.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| 1st Floor Area | 1,482 sqft |
| Basement Area | 1,334 sqft |
| Finished Basement | 750 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 20307 ROAD M |
|---|---|
| City | CLOVERDALE |
| State | OH |
| Zip | 45827-9417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1S 5E 02 NPT NFRL NE VAL INCL 12-0240.31 |
| Legal Range | 5E |
| Legal Township | 1S |
| Legal Section | 02 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30700 |
20307 Rd M is owned and occupied by two individuals who acquired it in July 2020.
Source: Putnam County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20307 ROAD M, CLOVERDALE, OH 45827-9417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2020 | Intrafamily Transfer, Transfer |
| Jul 31, 2020 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 31, 2020 |
| Transfer Doc | 00723/1071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Jul 31, 2020 |
| Property Address | 20307 ROAD M, CLOVERDALE, OH 45827-9417 |
| Document Number | 00723/1071 |
| Book / Page | 723 / 1071 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 202000003689 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20307 ROAD M, CLOVERDALE, OH 45827-9417 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Jul 31, 2020 |
| Property Address | 20307 ROAD M, CLOVERDALE, OH 45827-9417 |
| Document Number | 00723/1080 |
| Book / Page | 723 / 1080 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 202000003690 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20307 ROAD M, CLOVERDALE, OH 45827-9417 |
The 2025 property tax bill for 20307 Rd M was $2,082 with exemptions applied.
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Jackson Township |
| Unified School District | Kalida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,082.00 Homeowner's exemption | $70,130 Land $3,820 Building $66,310 | $200,370 Land $10,910 Building $189,460 |
| 2023 | $2,233.00 (+20.96%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $52,050 (-) Land $3,000 Building $49,050 | $200,370 Land $10,910 Building $189,460 |
| 2022 | $1,846.00 Homeowner's exemption | $52,050 Land $3,000 Building $49,050 | |
| 2020 | $148,710 Land $8,570 Building $140,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20307 Rd M in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20307 Rd M is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kalida Telephone Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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