Wagoner County property record for 20965 E 40th St S, Broken Arrow, OK 74014 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,802 sqft · built 2004 |
| Owner | 2 Individual Names on File |
| Last Sale | $179,000 (Jun 2016) |
| Tax Bill | $2,213 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001229-001004-000000 |
| Primary APN | 001229-001004-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| 1st Floor Area | 1,802 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 781 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 223 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 72948 |
|---|---|
| Old Parcel Number | 0072948 |
| Street Address | 20965 E 40TH ST S |
| City | BROKEN ARROW |
| State | OK |
| Zip | 74014-8709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE RIDGE LOT 4 BLOCK 1 |
| Legal Range | 15E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Quarter | SW |
| Legal Subdivision | EAGLE RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | WAGONER OK |
| Township / Civil Division | COWETA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30408 |
Source: Wagoner County records · APN 001229-001004-000000
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20965 E 40TH ST S, BROKEN ARROW, OK 74014-8709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE |
| May 20, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2016 · Amount on Record |
| Deed Sale | Jun 10, 2016 · Amount on Record |
| Deed Document Number | 0000229185 |
| Deed Book / Page | 2291 / 85 |
| Last Transfer Date | Jun 14, 2016 |
| Transfer Doc | 0000007469 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAGONER OK |
| Property Address | 20965 E 40TH ST S, BROKEN ARROW, OK 74014-8709 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Title Company | ALLEGIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014983 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 2837/0748 |
| Instrument | 2022-14983 |
| Name | WATERSTONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2020 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAGONER OK |
| Property Address | 20965 E 40TH ST S, BROKEN ARROW, OK 74014-8709 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008072 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 2805/0433 |
| Instrument | 2022-08072 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Jul 01, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: Wagoner County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Wagoner County |
| Unified School District | Broken Arrow Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,213.00 (+7.38%) Homeowner's exemption | $23,190 (+6.09%) Land $3,446 Building $19,744 | $278,268 (+5.91%) Land $40,000 Building $238,268 |
| 2023 | $2,061.00 (+2.18%) Homeowner's exemption | $21,859 (+3%) Land $3,265 Building $18,594 | $262,741 (+19.59%) Land $40,000 Building $222,741 |
| 2022 | $2,017.00 Homeowner's exemption | $21,222 Land $3,162 Building $18,060 | $219,709 Land $35,000 Building $184,709 |
Source: FEMA National Flood Hazard Layer, Wagoner County (40145C), updated December 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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