20949 Aster Dr, Callaway, MD 20620 Property Records

St. Mary's County property record for 20949 Aster Dr, Callaway, MD 20620

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,290 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$174,537 (Jul 1995)
Tax Bill	$4,602 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-032341`

Property Details

APN / Parcel Number

Primary APN	`02-032341`
Alternative APNs	`2032341` `032341`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,290 sqft Total Area
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	764 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	032341
Street Address	20949 ASTER DR
City	CALLAWAY
State	MD
Zip	20620-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 5 PLAT 37/85 COX'S RUN
Legal Subdivision	COXS RUN
Legal Lot Number	5
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	2
Census Block	2005
Census Tract	876102

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20949 ASTER DR, CALLAWAY, MD 20620-2008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Oct 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 1995 · Amount on Record
Deed Sale	Jul 27, 1995 · Amount on Record
Deed Book / Page	986 / 286
Last Transfer Date	Oct 11, 2017
Transfer Doc	0047440229
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	20949 ASTER DR, CALLAWAY, MD 20620-2008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053630066
Date	Jun 8, 2020
Book Page	5363/66

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST MARY'S MD
Recording Date	Oct 12, 2017
Property Address	20949 ASTER DR, CALLAWAY, MD 20620-2008
Document Number	0047440229
Book / Page	004744 / 000229
Instrument Date	Oct 11, 2017
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20949 ASTER DR CALLAWAY MD 206202008, CALLAWAY, MD 20620-2008

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,467 (+0.85%)	$430,600 (+2.55%) Land $125,000 Building $305,600
2025	$4,602.00 (+10.97%)	$419,900 (+11.29%) Land $125,000 Building $294,900	$419,900 (-) Land $125,000 Building $294,900
2023	$4,147.00	$377,300	$419,900 Land $125,000 Building $294,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Aster Dr

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