Carroll County property record for 2095 Stone Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,952 sqft · built 1990 |
| Lot Size | 10.3 acres (449,975 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $81,500 (Apr 1990) |
| Tax Bill | $6,729 (2026) |
| Deeds & Mortgages | Jul 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-025241 |
| Primary APN | 03-025241 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,952 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 449,975 sqft (10.3 acres) |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 840 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 36 sqft |
| Deck Area | 512 sqft |
| Shed | 1 Shed |
| Shed Area | 1,680 sqft |
| Stable | 1,728 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 025241 |
|---|---|
| Street Address | 2095 STONE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | 10.33 AC N/S STONE ROAD ARTERS MILL ROAD |
| Legal Subdivision | PADDOCKS |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 502000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2095 STONE RD, WESTMINSTER, MD 21158-1947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 1990 · Amount on Record |
| Deed Sale | Apr 23, 1990 · Amount on Record |
| Prior Sale | Aug 23, 1989 · Amount on Record |
| Deed Book / Page | 1205 / 991 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2095 STONE RD, WESTMINSTER, MD 21158-1947 |
| Document Number | 0087510321 |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | RGS TITLE |
| Name | Verified Name |
|---|---|
| Address | 2095 STONE RD WESTMINSTER MD 211581947, WESTMINSTER, MD 21158-1947 |
| Document Number | 0087510321 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 008751/000321 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,729.00 (+3.35%) Homeowner's exemption | $623,333 (+17.58%) | $702,000 (+20.21%) Land $206,600 Building $495,400 |
| 2025 | $6,511.00 (+8.7%) Homeowner's exemption | ||
| 2023 | $5,990.00 Homeowner's exemption | $530,133 | $584,000 Land $181,600 Building $402,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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