2018 Stone Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2018 Stone Rd, Westminster, MD 21158 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,352 sqft · built 1999
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Apr 2022)
Tax Bill	$4,387 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-009521`

Property Details

APN / Parcel Number

Primary APN	`03-009521`
Alternative APNs	`3009521` `009521`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	009521
Street Address	2018 STONE RD
City	WESTMINSTER
State	MD
Zip	21158-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT - 20,000 SQ FT 2108 STONE ROAD S OF ARTERS MILL
Legal Subdivision	QUINCY STATION
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	2
Census Block	2006
Census Tract	503000

Owner

Source: Carroll County records · APN 03-009521

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2018 STONE RD, WESTMINSTER, MD 21158-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 13, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 15, 2020	Grant Deed, Transfer · VA Mortgage FIRST HM BK
Jun 27, 2019	Quit Claim Deed, Transfer CLEAR TITLE
May 22, 2019	Grant Deed, Transfer CLEAR TITLE
Apr 23, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Book / Page	10740 / 243
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	0093320337
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2018 STONE RD, WESTMINSTER, MD 21158-1948
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105130068
Date	Oct 20, 2021
Book Page	10513/68

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 13, 2022
Property Address	2018 STONE RD, WESTMINSTER, MD 21158-1948
Document Number	0107400243
Book / Page	10740 / 243
Instrument Date	Mar 30, 2022
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	RLM TITLE AGENCY, REALM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 STONE RD, WESTMINSTER, MD 21158-1948

Mortgage

Document Number	0010740250
Date	Apr 13, 2022
Instrument	10740/250

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 15, 2020
Property Address	2018 STONE RD, WESTMINSTER, MD 21158-1948
Document Number	0097200322
Book / Page	009720 / 000322
Instrument Date	Jun 01, 2020
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2018 STONE RD WESTMINSTER MD 211581948, WESTMINSTER, MD 21158-1948

Mortgage

Document Number	97200327
Date	Jun 15, 2020
Book Page	009720/000327

Lender

Name	FIRST HM BK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Mortgage

Document Number	97200343,
Date	Jun 15, 2020
Book Page	009720/000343

Lender

Name	FIRST HM BK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 27, 2019
Property Address	2018 STONE RD, WESTMINSTER, MD 21158-1948
Document Number	0093320337
Book / Page	009332 / 000337
Instrument Date	May 16, 2019
Transaction Type	Transfer
Record Updated	Jul 09, 2019
Title Company	CLEAR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6131 MIDDLEBURG RD KEYMAR MD 217579125, KEYMAR, MD 21757-9125

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	May 22, 2019
Property Address	2018 STONE RD, WESTMINSTER, MD 21158-1948
Document Number	0092960090
Book / Page	009296 / 000090
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	Jun 04, 2019
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Tax	$138.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6131 MIDDLEBURG RD KEYMAR MD 217579125, KEYMAR, MD 21757-9125

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 23, 2019
Property Address	2018 STONE RD, WESTMINSTER, MD 21158-1948
Document Number	0092720001
Book / Page	009272 / 000001
Instrument Date	Jul 26, 2018
Transaction Type	Foreclosure
Record Updated	May 02, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$215.05
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 STONE RD WESTMINSTER MD 211581948, WESTMINSTER, MD 21158-1948

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,333 (+3.09%)	$422,200 (+9.27%) Land $100,000 Building $322,200
2025	$4,387.00 (+56.18%)	$386,400 (+55.39%) Land $90,000 Building $296,400	$386,400 (-) Land $90,000 Building $296,400
2023	$2,809.00	$248,667	$386,400 Land $90,000 Building $296,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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