Butler County property record for 2095 Smith Rd, Hamilton, OH 45013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,944 sqft · built 1974 |
| Lot Size | 1.48 acres (64,861 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Dec 2025) |
| Tax Bill | $3,933 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K4620-048.000-009 |
| Primary APN | K4620-048.000-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 64,861 sqft (1.48 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 512 sqft |
| Patio Area | 968 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000900 |
|---|---|
| Old Parcel Number | K4620048.000009 |
| Street Address | 2095 SMITH RD |
| City | HAMILTON |
| State | OH |
| Zip | 45013-8507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6 ENT INDIAN HILL |
| Legal Subdivision | INDIAN HILL |
| Legal Lot Number | 6 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | ROSS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10800 |
Source: Butler County assessment roll, APN K4620-048.000-009, as of August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2095 SMITH RD, HAMILTON, OH 45013-8507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| Jun 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNET BANK OF INDIANA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on Record |
| Deed Sale | Dec 12, 2025 · Amount on Record |
| Prior Sale | Jun 29, 2022 · Amount on Record |
| Deed Document Number | 0000043748 |
| Deed Book / Page | 10299 / 31 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2095 SMITH RD, HAMILTON, OH 45013-8507 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000036723 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 9676/648 |
| Instrument | 2021-00036723 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Dec 12, 2025 |
| Property Address | 2095 SMITH RD, HAMILTON, OH 45013-8507 |
| Document Number | 0000043748 |
| Book / Page | 10299 / 31 |
| Map Reference | MB 9866 PG 1698 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025-00043748 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | COMPREHENSIVE TITLE INC, COMPREHENSIVE TTL COPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2095 SMITH RD, HAMILTON, OH 45013-8507 |
| Document Number | 0001029934 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 10299/34 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Jun 29, 2022 |
| Property Address | 2095 SMITH RD, HAMILTON, OH 45013-8507 |
| Document Number | 0000028962 |
| Book / Page | 9866 / 1698 |
| Instrument Date | Jun 07, 2022 |
| Instrument | 2022-00028962 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2095 SMITH RD, HAMILTON, OH 45013-8507 |
| Investor | Possibly a Property Investor |
| Document Number | 0098661701 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 9866/1701 |
| Name | FIRST INTERNET BANK OF INDIANA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
Source: Butler County assessment roll as of August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Ross Township |
| Unified School District | Ross Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,933.00 (+0.31%) | $100,410 (-) Land $19,980 Building $80,430 | $286,890 (-) Land $57,090 Building $229,800 |
| 2024 | $3,921.00 (+1.29%) | $100,410 (-) Land $19,980 Building $80,430 | $286,890 (-) Land $57,090 Building $229,800 |
| 2023 | $3,871.00 (+30.16%) | $100,410 (+43.57%) Land $19,980 Building $80,430 | $286,890 (+43.57%) Land $57,090 Building $229,800 |
| 2022 | $2,974.00 | $69,940 Land $19,980 Building $49,960 | |
| 2020 | $199,820 Land $57,090 Building $142,730 |
Source: FEMA National Flood Hazard Layer, Butler County (39017C), as of May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390170108003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 19 (1990–2026) |
| Most Recent Claim | Mar 2026 |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 31 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system OH0903912, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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