Butler County property record for 2085 Smith Rd, Hamilton, OH 45013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,675 sqft · built 1957 |
| Lot Size | 1.48 acres (64,817 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jul 1994) |
| Tax Bill | $3,443 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K4620-048.000-006 |
| Primary APN | K4620-048.000-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| Basement Area | 798 sqft |
| Finished Basement | 798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 64,817 sqft (1.48 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 35 sqft |
| Patio Area | 1,562 sqft |
| Gazebo | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000600 |
|---|---|
| Old Parcel Number | K4620048.000006 |
| Street Address | 2085 SMITH RD |
| City | HAMILTON |
| State | OH |
| Zip | 45013-8507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 ENT INDIAN HILL SUB |
| Legal Subdivision | INDIAN HILL SUB |
| Legal Lot Number | 4 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | ROSS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10800 |
Source: Butler County records · APN K4620-048.000-006
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2085 SMITH RD, HAMILTON, OH 45013-8507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 25, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 24, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| May 31, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 1994 · Amount on Record |
| Deed Sale | Jul 27, 1994 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2085 SMITH RD, HAMILTON, OH 45013-8507 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2085 SMITH RD, HAMILTON, OH 45013-8507 |
| Document Number | 0000017736 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 9980/1751 |
| Instrument | 2023-00017736 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2085 SMITH RD, HAMILTON, OH 45013-8507 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2085 SMITH RD, HAMILTON, OH 45013-8507 |
| Document Number | 0000015587 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 9974/1550 |
| Instrument | 2023-00015587 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2085 SMITH RD, HAMILTON, OH 45013-8507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016638 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 9431/872 |
| Instrument | 2020-00016638 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2085 SMITH RD, HAMILTON, OH 45013-8507 |
| Document Number | 0000015268 |
| Instrument Date | Apr 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 2085 SMITH RD HAMILTON OH 450138507, HAMILTON, OH 45013-8507 |
| Document Number | 0000015268 |
|---|---|
| Date | May 07, 2019 |
| Book Page | 009284/000512 |
| Instrument | 15268 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | May 06, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2085 SMITH RD, HAMILTON, OH 45013-8507 |
| Document Number | 0000020819 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 2085 SMITH RD HAMILTON OH 450138507, HAMILTON, OH 45013-8507 |
| Document Number | 0000020819 |
|---|---|
| Date | Jun 06, 2018 |
| Book Page | 009169/001041 |
| Instrument | 20819 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2048 |
Source: Butler County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Ross Township |
| Unified School District | Ross Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,443.00 (-9.82%) Homeowner's exemption | $108,210 (-) Land $19,980 Building $88,230 | $309,160 (-) Land $57,080 Building $252,080 |
| 2023 | $3,818.00 (+32.66%) Homeowner's exemption | $108,210 (+41.58%) Land $19,980 Building $88,230 | $309,160 (+41.58%) Land $57,080 Building $252,080 |
| 2022 | $2,878.00 Homeowner's exemption | $76,430 Land $19,980 Building $56,450 | |
| 2020 | $218,370 Land $57,080 Building $161,290 |
Source: FEMA National Flood Hazard Layer as of May 31, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 19 (1990–2026) |
| Most Recent Claim | Mar 2026 |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 31 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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