Charleston County property record for 2095 Emerald Ter, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,548 sqft · built 1988 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (May 2021) |
| Tax Bill | $1,489 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 562-09-00-087 |
| Primary APN | 562-09-00-087 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 1,573 sqft |
| 1st Floor Area | 748 sqft |
| Upper Floors Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 2095 EMERALD TER |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-9030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -BEAUMONT DESCRIPTION -LOT 27 |
| Legal Subdivision | BEAUMONT |
| Legal Lot Number | 27 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 4612 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Snee Farm-Charles Pinckney National Historic Site (Additional Documentation) listed 1973 · 9 contributing resources · National Historic Landmark (designated 1974) · NRIS 73001702 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2095 Emerald Ter is owned and occupied by an individual who bought it in May 2021.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2095 EMERALD TER, MOUNT PLEASANT, SC 29464-9030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jul 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BENCHMARK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on File |
| Deed Sale | May 19, 2021 · Amount on File |
| Prior Sale | Aug 13, 2012 · Amount on File |
| Deed Book / Page | 992 / 441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 19, 2021 |
| Property Address | 2095 EMERALD TER, MOUNT PLEASANT, SC 29464-9030 |
| Document Number | 09920441 |
| Book / Page | 992 / 441 |
| Map Reference | MB EA PG 989 |
| Instrument Date | May 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2095 EMERALD TER, MOUNT PLEASANT, SC 29464-9030 |
| Document Number | 992443 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 992/443 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 2095 EMERALD TER, MOUNT PLEASANT, SC 29464-9030 |
| Document Number | 0651/0726 |
| Book / Page | 000651 / 000726 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2095 EMERALD TER MOUNT PLEASANT SC 294649030, MOUNT PLEASANT, SC 29464-9030 |
| Document Number | 0651/0726 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 000651/000726 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2047 |
The 2025 property tax bill for 2095 Emerald Ter was $1,489, up 11.5% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,489.00 (+11.45%) | $356,500 (+2,775%) Land $69,000 Building $287,500 | $459,900 Land $80,000 Building $379,900 |
| 2024 | $1,336.00 | $12,400 | |
| 2022 | $1,207.00 | $12,400 | $310,000 Land $60,000 Building $250,000 |
| 2020 | $310,000 Land $60,000 Building $250,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2095 Emerald Ter in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 40 (1989–2024) |
| Claims Outside the SFHA | 25 of 40 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2095 Emerald Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures