Charleston County property record for 2091 Emerald Ter, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,548 sqft · built 1988 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Jul 2023) |
| Tax Bill | $6,727 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 562-09-00-078 |
| Primary APN | 562-09-00-078 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 1,573 sqft |
| 1st Floor Area | 748 sqft |
| Upper Floors Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 2091 EMERALD TER |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-9030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -BEAUMONT DESCRIPTION -LOT 29 |
| Legal Subdivision | BEAUMONT |
| Legal Lot Number | 29 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 4612 |
2091 Emerald Ter is owned and occupied by an individual who bought it in July 2023.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2091 EMERALD TER, MOUNT PLEASANT, SC 29464-9030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 3, 2023 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit REV FEDERAL CREDIT UNION |
| Aug 4, 2020 | Grant Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2023 · Amount on File |
| Deed Sale | Jul 3, 2023 · Amount on File |
| Prior Sale | Aug 4, 2020 · Amount on File |
| Deed Book / Page | 1188 / 791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jul 3, 2023 |
| Property Address | 2091 EMERALD TER, MOUNT PLEASANT, SC 29464-9030 |
| Document Number | 0011880791 |
| Book / Page | 1188 / 791 |
| Map Reference | MB EA PG 587 |
| Instrument Date | Jun 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2091 EMERALD TER, MOUNT PLEASANT, SC 29464-9030 |
| Document Number | 0001188792 |
|---|---|
| Date | Jul 3, 2023 |
| Instrument | 1188/792 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 2091 EMERALD TER, MOUNT PLEASANT, SC 29464-9030 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0011530465 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 1153/465 |
| Name | REV FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | CHARLESTON, SC 29423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 4, 2020 |
| Property Address | 2091 EMERALD TER, MOUNT PLEASANT, SC 29464-9030 |
| Document Number | 0902/0200 |
| Book / Page | 000902 / 000200 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2091 EMERALD TER MOUNT PLEASANT SC 294649030, MOUNT PLEASANT, SC 29464-9030 |
| Document Number | 902/0201 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 000902/000201 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2050 |
The 2025 property tax bill for 2091 Emerald Ter was $6,727, down 2% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,727.00 (-1.97%) | $450,000 (+1,566.67%) Land $80,000 Building $370,000 | $450,000 Land $80,000 Building $370,000 |
| 2024 | $6,862.00 | $27,000 | |
| 2022 | $852.00 | $8,200 | $205,000 Land $60,000 Building $145,000 |
| 2020 | $450,000 Land $80,000 Building $370,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2091 Emerald Ter in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 40 (1989–2024) |
| Claims Outside the SFHA | 25 of 40 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2091 Emerald Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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