20941 Cayuga Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 20941 Cayuga Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1980
Lot Size	0.494 acres (21,500 sqft)
Owner	Company Name on Record
Tax Bill	$2,944 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`3087-282-03-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-282-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	2,079 sqft
1st Floor Area	1,320 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	21,500 sqft (0.494 acres)
Lot Dimensions	215 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	340 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	20941 CAYUGA RD
City	APPLE VALLEY
State	CA
Zip	92308-6407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3703 LOT 92 TR NO 3703 LOT 92 EX UND 1/2 INT MIN RTS WOSE
Legal Subdivision	TRACT 3703
Legal Tract	3703
Legal Block	1
Legal Lot Number	92
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1009
Census Tract	9721

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20941 CAYUGA RD, APPLE VALLEY, CA 92308-6407
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Mar 12, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Dec 10, 2021	Intrafamily Transfer, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 22, 2021	Intrafamily Transfer, Transfer
Jun 19, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 19, 2019	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021
Deed Sale	Dec 10, 2021
Prior Sale	Jun 19, 2019 · Amount on Record
Deed Document Number	2021553389
Prior Transfer Date	Dec 4, 2021
Prior Transfer Doc	0000553389
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20941 CAYUGA RD, APPLE VALLEY, CA 92308-6407
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216772
Date	Jun 30, 2020
Instrument	2020-0216772

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	20941 CAYUGA RD, APPLE VALLEY, CA 92308-6407
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20941 CAYUGA RD, APPLE VALLEY, CA 92308-6407

Mortgage

Document Number	0000114806
Date	Mar 12, 2021
Instrument	2021-0114806

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 10, 2021
Property Address	20941 CAYUGA RD, APPLE VALLEY, CA 92308-6407
Document Number	0000553389
Map Reference	MB 48 PG 47&48
Instrument Date	Dec 4, 2021
Instrument	2021-0553389
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18167 US HIGHWAY 19 N, CLEARWATER, FL 33764-3528

Mortgage

Document Number	0000553390
Date	Dec 10, 2021
Instrument	2021-0553390

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 22, 2021
Property Address	20941 CAYUGA RD, APPLE VALLEY, CA 92308-6407
Document Number	0000527134
Map Reference	MB 48 PG 47&48
Instrument Date	Sep 18, 2021
Instrument	2021-0527134
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20941 CAYUGA RD, APPLE VALLEY, CA 92308-6407

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 19, 2019
Property Address	20941 CAYUGA RD, APPLE VALLEY, CA 92308-6407
Document Number	0000201540
Instrument Date	Jun 13, 2019
Instrument	201540
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20941 CAYUGA RD APPLE VALLEY CA 923086407, APPLE VALLEY, CA 92308-6407

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 19, 2019
Property Address	20941 CAYUGA RD, APPLE VALLEY, CA 92308-6407
Document Number	0000201541
Map Reference	MB 48 PG 47&48
Instrument Date	May 7, 2019
Instrument	2019-0201541
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20941 CAYUGA RD, APPLE VALLEY, CA 92308-6407

Mortgage

Document Number	0000201542
Date	Jun 19, 2019
Instrument	2019-0201542

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$253,736 (+2%) Land $50,747 Building $202,989
2025	$2,944.00 (+3.84%)	$248,761 (+4.04%) Land $49,752 Building $199,009
2023	$2,835.00 (+1.54%)	$239,101 Land $47,820 Building $191,281
2022	$2,792.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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