20924 Cayuga Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 20924 Cayuga Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,111 sqft · built 2022
Lot Size	0.442 acres (19,259 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Dec 2022)
Tax Bill	$5,879 (2025)
Deeds & Mortgages	Jul 2023 Transfer Dec 2022 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`3087-281-19-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-281-19-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,111 sqft Living Area
Gross Area	2,738 sqft
1st Floor Area	2,111 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	19,259 sqft (0.442 acres)
Garage Type	Attached
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	20924 CAYUGA RD
City	APPLE VALLEY
State	CA
Zip	92308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3703 LOT 89 TR NO 3703 LOT 89 EX UND 1/2 INT MIN RTS WOSE AND EX ST
Legal Subdivision	TRACT NO 3703
Legal Tract	3703
Legal Block	1
Legal Lot Number	89
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1008
Census Tract	9721

Owner

20924 Cayuga Rd is owned and occupied by two individuals who acquired it in June 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20924 CAYUGA RD, APPLE VALLEY, CA 92308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Intrafamily Transfer, Transfer
Dec 1, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Dec 1, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2021	Grant Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on File
Deed Sale	Dec 1, 2022 · Amount on File
Prior Sale	Jul 27, 2021 · Amount on File
Deed Document Number	2022388177
Last Transfer Date	Jun 10, 2023
Transfer Doc	0000182406
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 26, 2023
Property Address	20924 CAYUGA RD, APPLE VALLEY, CA 92308-6408
Document Number	0000182406
Map Reference	MB 48 PG 47&48
Instrument Date	Jun 10, 2023
Instrument	2023-0182406
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20924 CAYUGA RD, APPLE VALLEY, CA 92308-6408

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 1, 2022
Property Address	20924 CAYUGA RD, APPLE VALLEY, CA 92308-6408
Document Number	0000388176
Map Reference	MB 48 PG 47&48
Instrument Date	Nov 18, 2022
Instrument	2022-0388176
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20924 CAYUGA RD, APPLE VALLEY, CA 92308-6408

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 1, 2022
Property Address	20924 CAYUGA RD, APPLE VALLEY, CA 92308-6408
Document Number	0000388177
Map Reference	MB 48 PG 47&48
Instrument Date	Nov 9, 2022
Instrument	2022-0388177
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20924 CAYUGA RD, APPLE VALLEY, CA 92308-6408

Mortgage

Document Number	0000388178
Date	Dec 1, 2022
Instrument	2022-0388178

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 27, 2021
Property Address	20924 CAYUGA RD, APPLE VALLEY, CA 92308-6408
Document Number	0000338233
Map Reference	MB 48 PG 47&48
Instrument Date	Jul 8, 2021
Instrument	2021-0338233
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 AMESTOY RD, OAK HILLS, CA 92344-9246

Tax Assessment & Valuation

The 2025 property tax bill for 20924 Cayuga Rd was $5,879.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$519,886 (+2%) Land $106,121 Building $413,765
2025	$5,879.00	$509,692 Land $104,040 Building $405,652
2023	$5,662.00 (+786.07%)	$489,900 (+988.67%) Land $100,000 Building $389,900
2022	$639.00	$45,000 Land $45,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20924 Cayuga Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20924 Cayuga Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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