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20939 Cinnamon Tree Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20939 Cinnamon Tree Ln, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details6 bd · 7 ba · 8,414 sqft
Lot Size1.05 acres (45,912 sqft)
Owner2 Individual Names on Record
Last Sale$660,000 (Aug 2020)
Tax Bill$13,316 (2023)
Deeds & MortgagesFeb 2023 Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN001-132-41

Property Details

APN / Parcel Number

Primary APN001-132-41

Interior

Bedrooms6 Beds
Full Baths7 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area8,414 sqft Heated Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area45,912 sqft (1.05 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-132-41
Street Address20939 CINNAMON TREE LN
CityCORNELIUS
StateNC
Zip28031-7199
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL4 M59-469
Legal SubdivisionKEEL BAY PH ONE-MAP 1
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1010
Census Tract6217

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21317 COUNTRY CLUB DR, CORNELIUS, NC 28031-6629
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2023Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Aug 24, 2020Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2020 · Amount on Record
Deed SaleAug 24, 2020 · Amount on Record
Prior SaleDec 30, 2016
Deed Document Number0034961800
Deed Book / Page34961 / 800
Record UpdatedJun 7, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20939 CINNAMON TREE LN, CORNELIUS, NC 28031-7199
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address21317 COUNTRY CLUB DR, CORNELIUS, NC 28031-6629

Mortgage

Document Number0000009700
DateFeb 3, 2023
Book Page37917/885
Instrument2023009700
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateMar 1, 2025
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.75%
IndexOther
Margin3
Max Rate12.7%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 24, 2020
Property Address20939 CINNAMON TREE LN, CORNELIUS, NC 28031-7199
Document Number0000133178
Book / Page034961 / 000800
Instrument DateAug 21, 2020
Instrument133178
Transaction TypeTransfer
Record UpdatedJan 30, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$1,320.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21434 COUNTRY CLUB DR CORNELIUS NC 280316630, CORNELIUS, NC 28031-6630

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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