20911 Cinnamon Tree Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20911 Cinnamon Tree Ln, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,497 sqft · built 2019
Lot Size	1.5 acres (65,384 sqft)
Owner	Individual Name on File
Last Sale	$3,550,000 (Jul 2023)
Tax Bill	$17,373 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`001-132-39`

Property Details

APN / Parcel Number

Primary APN	`001-132-39`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,497 sqft Heated Area

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Lot Area	65,384 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-132-39
Street Address	20911 CINNAMON TREE LN
City	CORNELIUS
State	NC
Zip	28031-7199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L6 M59-469
Legal Subdivision	KEEL BAY SUB PH 1 MAP 1
Legal Lot Number	6
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1010
Census Tract	6217

Owner

20911 Cinnamon Tree Ln is owned and occupied by an individual who bought it in July 2023.

Source: Mecklenburg County records, as of July 21, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20911 CINNAMON TREE LN, CORNELIUS, NC 28031-7199
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Aug 29, 2019	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
May 5, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Apr 5, 2018	Warranty Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	Apr 5, 2018 · Amount on File
Deed Document Number	2023066679
Deed Book / Page	38249 / 478
Record Updated	Jun 7, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 14, 2023
Property Address	20911 CINNAMON TREE LN, CORNELIUS, NC 28031-7199
Document Number	0000066679
Book / Page	38249 / 478
Map Reference	MB 59 PG 469
Instrument Date	Jul 14, 2023
Instrument	2023066679
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	NOT AVAILABLE, LINK TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3741 GLACIER POINT CT, PROSPER, TX 75078-9032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20911 CINNAMON TREE LN, CORNELIUS, NC 28031-7199

Mortgage

Document Number	0000066680
Date	Jul 14, 2023
Instrument	2023066680

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20911 CINNAMON TREE LN, CORNELIUS, NC 28031-7199
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153292
Date	Nov 14, 2022
Book Page	37769/989
Instrument	2022153292

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20911 CINNAMON TREE LN, CORNELIUS, NC 28031-7199
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085883
Date	Jul 10, 2018
Book Page	32818/887
Instrument	2018085883

Lender

Name	TD BANK NA
Type	Bank
Address	MEDWAY, MA 02053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20911 CINNAMON TREE LN, CORNELIUS, NC 28031-7199
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113642
Date	Aug 29, 2019
Book Page	33803/908
Instrument	2019113642

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	362 Months
Due	Oct 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20911 CINNAMON TREE LN, CORNELIUS, NC 28031-7199
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063514
Date	May 5, 2020
Book Page	34543/620
Instrument	2020063514

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20911 CINNAMON TREE LN, CORNELIUS, NC 28031-7199
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142038
Date	Sep 3, 2020
Book Page	35015/712
Instrument	2020142038

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 5, 2018
Property Address	20911 CINNAMON TREE LN, CORNELIUS, NC 28031-7199
Document Number	0000040153
Book / Page	32850 / 914
Map Reference	MB31343 PG777
Instrument Date	Apr 3, 2018
Instrument	2018040153
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1732 STEM, 1732, BREA, CA 92821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20911 CINNAMOTITREE LN, CORNELIUS, NC 28031-7199

Mortgage

Document Number	0000040154
Date	Apr 5, 2018
Instrument	2018040154

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	May 1, 2021
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$17,373.00	$2,046,600 Land $825,000 Building $1,221,600	$2,046,600 Land $825,000 Building $1,221,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20911 Cinnamon Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20911 Cinnamon Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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