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20937 Sage Creek Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20937 Sage Creek Dr, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,277 sqft · built 2005
Lot Size0.189 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$442,000 (Jun 2017)
Tax Bill$5,274 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN181215 BA 02940

Property Details

APN / Parcel Number

Primary APN181215 BA 02940
Alternative APN
  • 240439

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,277 sqft Living Area
1st Floor Area1,563 sqft
2nd Floor Area714 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleSplit Level
Lot Area8,276 sqft (0.189 acres)
Garage TypeMixed
Garage Area676 sqft
Deck Area39 sqft

Location & Zoning

Account Number240439
Street Address20937 SAGE CREEK DR
CityBEND
StateOR
Zip97702-2322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGI
Legal DescriptionLOT:45 SUBD:RIDGEWATER II PUD SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BA
Legal Range12E
Legal Township18S
Legal Section15
Legal QuarterNW
Quarter-Quarter SectionNE
Legal SubdivisionRIDGEWATER II PUD
Legal Lot Number45
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group3
Census Block3021
Census Tract1904

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20937 SAGE CREEK DR, BEND, OR 97702-2322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Mar 20, 2018Quit Claim Deed, Transfer
Quitclaim
Jun 2, 2017Warranty Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2017 · Amount on Record
Deed SaleJun 2, 2017 · Amount on Record
Prior SaleJun 2, 2017 · Amount on Record
Deed Document Number0000021158
Last Transfer DateMar 20, 2018
Transfer Doc0000011052
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20937 SAGE CREEK DR, BEND, OR 97702-2322
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068041
DateDec 16, 2020
Instrument2020-68041
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateMar 20, 2018
Property Address20937 SAGE CREEK DR, BEND, OR 97702-2322
Document Number0000011052
Instrument DateMar 20, 2018
Instrument11052
Transaction TypeTransfer
Record UpdatedMar 26, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20937 SAGE CREEK DR BEND OR 977022322, BEND, OR 97702-2322

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJun 2, 2017
Property Address20937 SAGE CREEK DR, BEND, OR 97702-2322
Document Number0000021158
Instrument DateJun 2, 2017
Instrument2017-21158
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address255A D ST, SAN RAFAEL, CA 94901-5027

Mortgage

Document Number0000021159
DateJun 2, 2017
Instrument2017-21159
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,274.00 (+3.94%)$312,150 (+3%)$798,380 (-) Land $267,160 Building $531,220
2024$5,074.00 (+7.89%)$303,060 (+3%)$798,380 (+6.61%) Land $267,160 Building $531,220
2023$4,703.00$294,240$748,850 Land $217,630 Building $531,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 88% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Webformix.

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