20933 Sage Creek Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20933 Sage Creek Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,097 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Jul 2013)
Tax Bill	$5,213 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181215 BA 02941`

Property Details

APN / Parcel Number

Primary APN	`181215 BA 02941`
Alternative APN	`240440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,097 sqft Living Area
1st Floor Area	1,959 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Mixed
Garage Area	704 sqft

Location & Zoning

Account Number	240440
Street Address	20933 SAGE CREEK DR
City	BEND
State	OR
Zip	97702-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:44 SUBD:RIDGEWATER II PUD SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BA
Legal Range	12E
Legal Township	18S
Legal Section	15
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	RIDGEWATER II PUD
Legal Lot Number	44
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3021
Census Tract	1904

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	20933 SAGE CREEK DR, BEND, OR 97702-2322
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 3, 2019	Deed of Trust, Mortgage · VA Mortgage ARBOR MORTGAGE GROUP LLC
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jul 31, 2013 · Amount on Record
Deed Sale	Jul 31, 2013 · Amount on Record
Prior Sale	Aug 1, 2013
Deed Document Number	0000032417
Last Transfer Date	Mar 28, 2025
Transfer Doc	0000007648
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20933 SAGE CREEK DR, BEND, OR 97702-2322
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042648
Date	Jul 19, 2021
Instrument	2021-42648

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20933 SAGE CREEK DR, BEND, OR 97702-2322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014107
Date	May 3, 2019
Instrument	2019-14107

Lender

Name	ARBOR MORTGAGE GROUP LLC
Type	Mortgage Company
Address	BEND, OR 97701

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2039

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20933 SAGE CREEK DR, BEND, OR 97702-2322
Document Number	0000009109
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20933 SAGE CREEK DR BEND OR 977022322, BEND, OR 97702-2322

Mortgage

Document Number	0000009109
Date	Mar 2, 2020
Instrument	9109

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,213.00 (+3.93%)	$308,560 (+3%)	$693,850 (-) Land $267,160 Building $426,690
2024	$5,016.00 (+7.89%)	$299,580 (+3%)	$693,850 (+7.69%) Land $267,160 Building $426,690
2023	$4,649.00	$290,860	$644,320 Land $217,630 Building $426,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

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