20937 Caleb Jones Rd, Ewell, MD 21824 Property Records

Somerset County property record for 20937 Caleb Jones Rd, Ewell, MD 21824

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,176 sqft · built 1974
Lot Size0.447 acres (19,484 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Jul 2022)
Tax Bill$1,635 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Sep 2021 Sale
Flood ZoneZone AE (high risk)
APN10-000572

Property Details

APN / Parcel Number

Primary APN10-000572
Alternative APN
  • 000572

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,176 sqft Total Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area19,484 sqft (0.447 acres)
Lot Dimensions175 ft deep x 85 ft wide
View / LotWaterfront

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number000572
Street Address20937 CALEB JONES RD
CityEWELL
StateMD
Zip21824-9714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMRC
Legal Description0.447 AC PL 39/14 CALEB JONES ROAD EWELL
Legal SubdivisionPINE COMFORT RDG
JurisdictionSOMERSET MD
Township / Civil Division10, SMITH ISLAND
Census Block Group1
Census Block1127
Census Tract930200

Owner

Source: Somerset County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20937 CALEB JONES RD, EWELL, MD 21824-9714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Deed, Transfer · FHA Mortgage
AMERIS BANK
Sep 14, 2021Deed, Transfer
ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2022 · Amount on Record
Deed SaleJul 20, 2022 · Amount on Record
Prior SaleSep 14, 2021 · Amount on Record
Deed Book / Page1245 / 181
Record UpdatedSep 20, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET MD
Recording DateJul 20, 2022
Property Address20937 CALEB JONES RD, EWELL, MD 21824-9714
Document Number0012450181
Book / Page1245 / 181
Map ReferenceMB 39 FO 14
Instrument DateJul 14, 2022
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyNOT AVAILABLE, LAND ABSTRACT & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20937 CALEB JONES RD, EWELL, MD 21824-9714

Mortgage

Document Number0001245188
DateJul 20, 2022
Instrument1245-188
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET MD
Recording DateSep 14, 2021
Property Address20937 CALEB JONES RD, EWELL, MD 21824-9714
Document Number0011790063
Book / Page1179 / 63
Instrument DateJul 30, 2021
Transaction TypeTransfer
Record UpdatedSep 27, 2021
Title CompanyATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressPO BOX 1125, BERRYVILLE, VA 22611-8125

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of August 26, 2025

Property Jurisdictions

TypeName
StateMaryland
CountySomerset County
Unified School DistrictSomerset County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,800 (+19.34%)$137,800 (+1.1%) Land $72,800 Building $65,000
2025$1,635.00 (+28.34%)
2023$1,274.00$114,633$136,300 Land $72,800 Building $63,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies105 units insured
incl. 10 condo units
Nearby Flood Claims113 (1984–2026)
Claims Outside the SFHA6 of 113
Most Recent ClaimMar 2026 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 44 claims
  • Hurricane Isabel, Sep 2003 · 41 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEWELL WATERWORKS COOPERATIVE
private · serves 75 people · EPA ID MD0190004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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