20932 Caleb Jones Rd, Ewell, MD 21824 Property Records

Somerset County property record for 20932 Caleb Jones Rd, Ewell, MD 21824 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,484 sqft · built 1940
Lot Size	0.263 acres (11,442 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Oct 2020)
Tax Bill	$1,882 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`10-000831`

Property Details

APN / Parcel Number

Primary APN	`10-000831`
Alternative APN	`000831`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,484 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,442 sqft (0.263 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Porch
Porch Area	21 sqft
Deck Area	126 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	000831
Street Address	20932 CALEB JONES RD
City	EWELL
State	MD
Zip	21824-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.262 AC -PL 39/14 CALEB JONES ROAD EWELL
Legal Subdivision	EVANS WILLIAM G LANDS
Jurisdiction	SOMERSET MD
Township / Civil Division	10, SMITH ISLAND
Census Block Group	1
Census Block	1125
Census Tract	930200

Owner

Source: Somerset County records · APN 10-000831

Assessment roll updated August 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20932 CALEB JONES RD, EWELL, MD 21824-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 21, 2020	Grant Deed, Transfer ATLANTIC TITLE GROUP
Apr 04, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Dec 09, 2005 · Amount on Record
Deed Book / Page	1112 / 159
Prior Transfer Date	Jan 19, 2018
Prior Transfer Doc	0009840140
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	20932 CALEB JONES RD, EWELL, MD 21824-9707
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014260263
Date	Sep 26, 2025
Book Page	1426/263

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 09, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET MD
Recording Date	Oct 21, 2020
Property Address	20932 CALEB JONES RD, EWELL, MD 21824-9707
Document Number	0011120159
Book / Page	001112 / 000159
Instrument Date	Sep 17, 2020
Transaction Type	Transfer
Record Updated	Nov 04, 2020
Title Company	ATLANTIC TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$152.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20932 CALEB JONES RD EWELL MD 218249707, EWELL, MD 21824-9707

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET MD
Recording Date	Apr 04, 2018
Property Address	20932 CALEB JONES RD, EWELL, MD 21824-9707
Document Number	0009840140
Book / Page	000984 / 000140
Instrument Date	Jan 19, 2018
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14008 CUBA RD COCKEYSVILLE MD 210301211, COCKEYSVILLE, MD 21030-1211

Tax Assessment & Valuation

Source: Somerset County records · Assessment roll updated August 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,133 (+0.4%)	$160,400 (+1.2%) Land $71,200 Building $89,200
2025	$1,882.00 (+43.88%)	$158,500 (+34.66%) Land $71,200 Building $87,300	$158,500 (-) Land $71,200 Building $87,300
2023	$1,308.00	$117,700	$158,500 Land $71,200 Building $87,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (24039C), updated February 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240399302001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 95 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 units insured 10 under condo master policies
Nearby Flood Claims	113 (1984–2026)
Claims Outside the SFHA	6 of 113
Most Recent Claim	Mar 2026, river or lake flooding
Claims By Storm	Hurricane Sandy, Oct 2012 · 44 claims Hurricane Isabel, Sep 2003 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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