20934 Oat Straw Ln, Katy, TX 77449 Property Records

Harris County property record for 20934 Oat Straw Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,712 sqft · built 2022
Lot Size	0.13 acres (5,681 sqft)
Owner	Individual Name on File
Last Sale	$422,933 (May 2023)
Tax Bill	$8,921 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145-340-001-0059`

Property Details

APN / Parcel Number

Primary APN	`145-340-001-0059`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,712 sqft Living Area
1st Floor Area	1,283 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	5,681 sqft (0.13 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1453400010059
Street Address	20934 OAT STRAW LN
City	KATY
State	TX
Zip	77449-6932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 59 BLK 1 MEADOWS AT WESTFIELD VILLAGE SEC 6
Legal Subdivision	MEADOWS AT WESTFIELD VILLAGE SEC 6
Legal Block	1
Legal Lot Number	59
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2010
Census Tract	542202

Owner

20934 Oat Straw Ln is owned and occupied by an individual who bought it in May 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20934 OAT STRAW LN, KATY, TX 77449-6932
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Deed Document Number	2023184838
Record Updated	Oct 29, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 22, 2023
Property Address	20934 OAT STRAW LN, KATY, TX 77449-6932
Document Number	0000184838
Map Reference	MF 697590
Instrument Date	May 5, 2023
Instrument	2023-184838
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	FIRST AMERICAN TITLE HOMEBUILD, FIRST AMER TTL HOMEBUILDER S

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11314 RICHMOND AVE, HOUSTON, TX 77082-2616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20934 OAT STRAW LN, KATY, TX 77449-6932

Mortgage

Document Number	0000184839
Date	May 22, 2023
Instrument	2023-184839

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 20934 Oat Straw Ln was $8,921, up 214.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,220 (-5.79%) Land $61,403 Building $285,817	$347,220 (-5.79%) Land $61,403 Building $285,817
2025	$8,921.00 (+214.67%)	$368,567 Land $61,403 Building $307,164	$368,567 Land $61,403 Building $307,164
2024	$2,835.00
2023		$248,350 Land $61,403 Building $186,947	$248,350 Land $61,403 Building $186,947
2022	$1,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20934 Oat Straw Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20934 Oat Straw Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST HARRIS COUNTY MUD 12 serves 7,764 people · EPA ID TX1011901
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20