Harris County property record for 20926 Oat Straw Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,734 sqft · built 2022 |
| Lot Size | 0.13 acres (5,665 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,164 (Sep 2022) |
| Tax Bill | $6,188 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145-340-001-0061 |
| Primary APN | 145-340-001-0061 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,734 sqft Living Area |
| 1st Floor Area | 1,283 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,665 sqft (0.13 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1453400010061 |
|---|---|
| Street Address | 20926 OAT STRAW LN |
| City | KATY |
| State | TX |
| Zip | 77449-6932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 61 BLK 1 MEADOWS AT WESTFIELD VILLAGE SEC 6 |
| Legal Subdivision | MEADOWS AT WESTFIELD VILLAGE SEC 6 |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 542202 |
20926 Oat Straw Ln is owned and occupied by two individuals who bought it in September 2022.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20926 OAT STRAW LN, KATY, TX 77449-6932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Sep 22, 2022 | Vendor's Lien, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on File |
| Deed Sale | Sep 22, 2022 · Amount on File |
| Deed Document Number | 2022474680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20926 OAT STRAW LN, KATY, TX 77449-6932 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20926 OAT STRAW LN, KATY, TX 77449-6932 |
| Document Number | 0000005639 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 2024-005639 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Oct 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 22, 2022 |
| Property Address | 20926 OAT STRAW LN, KATY, TX 77449-6932 |
| Document Number | 0000474680 |
| Map Reference | MF 697590 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 2022-474680 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Title Company | FIRST AMERICAN TITLE HOMEBUILD, FIRST AMER TTL HOMEBUILDER S |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20926 OAT STRAW LN, KATY, TX 77449-6932 |
| Document Number | 0000474681 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022-474681 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 20926 Oat Straw Ln was $6,188 with a homeowner's exemption, up 163.5% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,943 (-5.75%) Land $61,384 Building $288,559 | $349,943 (-5.75%) Land $61,384 Building $288,559 | |
| 2025 | $6,188.00 (+163.54%) Homeowner's exemption | $371,273 Land $61,384 Building $309,889 | $371,273 Land $61,384 Building $309,889 |
| 2024 | $2,348.00 | ||
| 2023 | $395,163 Land $61,384 Building $333,779 | $395,163 Land $61,384 Building $333,779 | |
| 2022 | $2,249.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20926 Oat Straw Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20926 Oat Straw Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST HARRIS COUNTY MUD 12 serves 7,764 people · EPA ID TX1011901 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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