20934 3rd St, Cottonwood, CA 96022 Property Records

Shasta County property record for 20934 3rd St, Cottonwood, CA 96022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1965
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2021)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-040-020-000`

Property Details

APN / Parcel Number

Primary APN	`088-040-020-000`
Alternative APN	`08804020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	088040020000
Street Address	20934 3RD ST
City	COTTONWOOD
State	CA
Zip	96022-8829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	4
Census Block	4013
Census Tract	12200

Owner

Source: Shasta County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 870, COTTONWOOD, CA 96022-0870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
May 7, 2021	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Deed Document Number	202119478
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Recording Date	Apr 9, 2026
Property Address	20934 3RD ST, COTTONWOOD, CA 96022-8829
Document Number	0000007838
Instrument Date	Apr 3, 2026
Instrument	20267838
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000007838,
Date	Apr 9, 2026
Instrument	20267838

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	May 7, 2021
Property Address	20934 3RD ST, COTTONWOOD, CA 96022-8829
Document Number	0000019478
Instrument Date	May 4, 2021
Instrument	2021-0019478
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20934 3RD ST, COTTONWOOD, CA 96022

Mortgage

Document Number	0000019479
Date	May 7, 2021
Instrument	2021-0019479

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Secondary School District	Anderson Union High School District (09 - 12)
Elementary School District	Cottonwood Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$276,017 (+2%) Land $49,683 Building $226,334
2025	$2,923.00 (+1.42%) Homeowner's exemption	$270,606 (+4.04%) Land $48,709 Building $221,897
2024	$2,882.00 (+1.51%)
2023	$2,839.00 (+0.11%) Homeowner's exemption	$260,100 Land $46,818 Building $213,282
2022	$2,836.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONWOOD WATER DISTRICT serves 3,316 people · EPA ID CA4510007
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Aug 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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