20870 3rd St, Cottonwood, CA 96022 Property Records

Shasta County property record for 20870 3rd St, Cottonwood, CA 96022

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 903 sqft · built 1947
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Apr 2017)
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Apr 2019 Loan Modification Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-050-004-000`

Property Details

APN / Parcel Number

Primary APN	`088-050-004-000`
Alternative APN	`08805004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	903 sqft Living Area
1st Floor Area	903 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Foundation Type	Concrete
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	088050004000
Street Address	20870 3RD ST
City	COTTONWOOD
State	CA
Zip	96022-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	BUTTERWAYS ADDITION
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	4
Census Block	4012
Census Tract	12200

Owner

20870 3rd St is owned by an individual who bought it in April 2017.

Source: Shasta County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 563, COTTONWOOD, CA 96022-0563
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Loan Modification, Mortgage · FHA Mortgage US BK
Apr 13, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Prior Sale	Mar 21, 2005 · Amount on File
Deed Document Number	201710624
Prior Transfer Date	Oct 31, 2006
Prior Transfer Doc	0000056688
Record Updated	Oct 29, 2026

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHASTA CA
Property Address	20870 3RD ST, COTTONWOOD, CA 96022-8828
Document Number	0000011533
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20870 3RD ST COTTONWOOD CA 96022, COTTONWOOD, CA 96022

Mortgage

Document Number	0000011533
Date	Apr 30, 2019
Instrument	11533

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

Interest

Rate	5%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Apr 13, 2017
Property Address	20870 3RD ST, COTTONWOOD, CA 96022-8828
Document Number	0000010624
Instrument Date	Apr 11, 2017
Instrument	2017-0010624
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	FIDELITY NATL TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20870 3RD ST, COTTONWOOD, CA 96022

Mortgage

Document Number	0000010625
Date	Apr 13, 2017
Instrument	2017-0010625

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20870 3rd St was $1,808.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Secondary School District	Anderson Union High School District (09 - 12)
Elementary School District	Cottonwood Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$162,173 (+2%) Land $47,348 Building $114,825
2025	$1,808.00	$158,994 Land $46,420 Building $112,574
2023	$1,748.00 (+2.22%)	$152,821 Land $44,618 Building $108,203
2022	$1,710.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20870 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20870 3rd St is moderate, ranking above 54% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONWOOD WATER DISTRICT serves 3,316 people · EPA ID CA4510007
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Aug 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures