2093 Valor Ct, Atwater, CA 95301 Property Records

Merced County property record for 2093 Valor Ct, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,830 sqft · built 2005
Lot Size	0.156 acres (6,795 sqft)
Owner	Individual Name on File
Last Sale	$394,000 (Jan 2023)
Tax Bill	$5,432 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-481-008-000`

Property Details

APN / Parcel Number

Primary APN	`056-481-008-000`
Alternative APN	`056-481-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,830 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,795 sqft (0.156 acres)
Garage Type	Detached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	056-481-008
Street Address	2093 VALOR CT
City	ATWATER
State	CA
Zip	95301-5205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD23
Legal Description	AMERICAN WEST UNIT NO 1 LOT 14
Legal Subdivision	AMERICAN WEST
Legal Lot Number	14
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3008
Census Tract	702

Owner

2093 Valor Ct is owned and occupied by an individual who bought it in January 2023.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2093 VALOR CT, ATWATER, CA 95301-5205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 27, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2023 · Amount on File
Deed Sale	Jan 19, 2023 · Amount on File
Prior Sale	Jun 27, 2019 · Amount on File
Deed Document Number	20231220
Record Updated	Oct 29, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 19, 2023
Property Address	2093 VALOR CT, ATWATER, CA 95301-5205
Document Number	0000001220
Map Reference	MB 62 PG 17-22
Instrument Date	Jan 13, 2023
Instrument	2023001220
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2093 VALOR CT, ATWATER, CA 95301-5205

Mortgage

Document Number	0000001221
Date	Jan 19, 2023
Instrument	2023001221

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 7, 2053

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 27, 2019
Property Address	2093 VALOR CT, ATWATER, CA 95301-5205
Document Number	0000019054
Map Reference	MB 62 PG 17-22
Instrument Date	Jun 12, 2019
Instrument	2019019054
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2093 VALOR CT, ATWATER, CA 95301-5205

Mortgage

Document Number	0000019055
Date	Jun 27, 2019
Instrument	2019019055

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2093 Valor Ct was $5,432.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$418,114 (+2%) Land $100,814 Building $317,300
2025	$5,432.00	$409,917 Land $98,838 Building $311,079
2023	$4,235.00 (+1.73%) Homeowner's exemption	$316,190 Land $58,970 Building $257,220
2022	$4,163.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2093 Valor Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2093 Valor Ct is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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