Merced County property record for 2085 Valor Ct, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,247 sqft · built 2004 |
| Lot Size | 0.162 acres (7,042 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Feb 2020) |
| Tax Bill | $4,612 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-481-006-000 |
| Primary APN | 056-481-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,247 sqft Living Area |
| Gross Area | 454 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Lot Area | 7,042 sqft (0.162 acres) |
| Garage Type | Attached |
| Garage Area | 454 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 142 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 056-481-006 |
|---|---|
| Street Address | 2085 VALOR CT |
| City | ATWATER |
| State | CA |
| Zip | 95301-5205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD23 |
| Legal Description | AMERICAN WEST UNIT NO 1 LOT 12 |
| Legal Subdivision | AMERICAN WEST |
| Legal Lot Number | 12 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 702 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2085 VALOR CT, ATWATER, CA 95301-5205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2020 · Amount on Record |
| Deed Sale | Feb 19, 2020 · Amount on Record |
| Prior Sale | May 13, 2011 · Amount on Record |
| Deed Document Number | 20205724 |
| Prior Transfer Date | Jun 21, 2007 |
| Prior Transfer Doc | 0000036141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 19, 2020 |
| Property Address | 2085 VALOR CT, ATWATER, CA 95301-5205 |
| Document Number | 0000005724 |
| Map Reference | MB 62 PG 17-22 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 2020005724 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2085 VALOR CT, ATWATER, CA 95301-5205 |
| Document Number | 0000005725 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020005725 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $340,227 (+2%) Land $83,661 Building $256,566 | |
| 2025 | $4,612.00 (+5.85%) | $333,557 (+4.04%) Land $82,021 Building $251,536 |
| 2023 | $4,357.00 (+1.7%) | $320,606 Land $78,837 Building $241,769 |
| 2022 | $4,284.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies.
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