Union County and Scotch Plains Township property record for 2093 Lyde Pl, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 1,395 sqft · built 1940 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $591,000 (Nov 2021) |
| Tax Bill | $11,782 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02703-0000-00019 |
| Primary APN | 16-02703-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,395 sqft Living Area |
| 1st Floor Area | 1,395 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | 162400 |
|---|---|
| Street Address | 2093 LYDE PL |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Subdivision | F J BOWERS & CO |
| Legal Block | 2703 |
| Legal Lot Number | 19 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 38400 |
2093 Lyde Pl is owned and occupied by two individuals who bought it in November 2021.
Source: Union County and Scotch Plains Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2093 LYDE PL, SCOTCH PLAINS, NJ 07076-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Prior Sale | Mar 13, 1994 · Amount on File |
| Deed Document Number | 202111882 |
| Deed Book / Page | 6440 / 2177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 19, 2021 |
| Property Address | 2093 LYDE PL, SCOTCH PLAINS, NJ 07076-1318 |
| Document Number | 0064402177 |
| Book / Page | 6440 / 2177 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 11882 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,089.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 57 BRIDGEWATERS DR, 57, OCEANPORT, NJ 07757-1153 |
| Name | Verified Name |
|---|---|
| Address | 2093 LYDE PL, SCOTCH PLAINS, NJ 07076-1318 |
| Document Number | 0000025534 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 25534 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2093 LYDE PL, SCOTCH PLAINS, NJ 07076-1318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0146980029 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 14698/29 |
| Instrument | 691738 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 2093 Lyde Pl was $11,782, up 5% from the year before.
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,400 (-) Land $29,300 Building $66,100 | $95,400 (-) Land $29,300 Building $66,100 | |
| 2025 | $11,782.00 (+4.95%) | $95,400 Land $29,300 Building $66,100 | $95,400 Land $29,300 Building $66,100 |
| 2024 | $11,226.00 | ||
| 2023 | $95,400 Land $29,300 Building $66,100 | $95,400 Land $29,300 Building $66,100 | |
| 2022 | $10,765.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2093 Lyde Pl in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1996–2025) |
| Claims Outside the SFHA | 10 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2093 Lyde Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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