Union County and Scotch Plains Township property record for 2087 Lyde Pl, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 1,560 sqft · built 1947 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $552,000 (Feb 2023) |
| Tax Bill | $10,831 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02703-0000-00021 |
| Primary APN | 16-02703-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,560 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | 162600 |
|---|---|
| Street Address | 2087 LYDE PL |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Subdivision | FJ BOWERS & CO |
| Legal Block | 2703 |
| Legal Lot Number | 21 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 38400 |
2087 Lyde Pl is owned and occupied by two individuals who bought it in February 2023.
Source: Union County and Scotch Plains Township records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2087 LYDE PL, SCOTCH PLAINS, NJ 07076-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Feb 1, 2023 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2023 · Amount on File |
| Deed Sale | Feb 1, 2023 · Amount on File |
| Prior Sale | May 26, 2016 · Amount on File |
| Deed Document Number | 202326414 |
| Deed Book / Page | 6498 / 2461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2087 LYDE PL, SCOTCH PLAINS, NJ 07076-1318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2087 LYDE PL, SCOTCH PLAINS, NJ 07076-1318 |
| Document Number | 0157782776 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 15778/2776 |
| Instrument | 90677 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 1, 2023 |
| Property Address | 2087 LYDE PL, SCOTCH PLAINS, NJ 07076-1318 |
| Document Number | 0064982461 |
| Book / Page | 6498 / 2461 |
| Instrument Date | Jan 16, 2023 |
| Instrument | 26414 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | ANGEL TITLE AND ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,676.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 MALLARD RD, MIDDLETOWN, NJ 07748-2921 |
| Name | Verified Name |
|---|---|
| Address | 2087 LYDE PL, SCOTCH PLAINS, NJ 07076-1318 |
| Document Number | 0000048450 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 48450 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2087 LYDE PL, SCOTCH PLAINS, NJ 07076-1318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0148542007 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 14854/2007 |
| Instrument | 510 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2087 LYDE PL, SCOTCH PLAINS, NJ 07076-1318 |
| Document Number | 0142282108 |
| Book / Page | 014228 / 002108 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2087 LYDE PL SCOTCH PLAINS NJ 070761318, SCOTCH PLAINS, NJ 07076-1318 |
| Document Number | 0142282108 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 014228/002108 |
| Instrument | 636042 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 2, 2047 |
The 2025 property tax bill for 2087 Lyde Pl was $10,831, up 4.9% from the year before.
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,700 (-) Land $29,300 Building $58,400 | $87,700 (-) Land $29,300 Building $58,400 | |
| 2025 | $10,831.00 (+4.94%) | $87,700 Land $29,300 Building $58,400 | $87,700 Land $29,300 Building $58,400 |
| 2024 | $10,321.00 | ||
| 2023 | $87,700 Land $29,300 Building $58,400 | $87,700 Land $29,300 Building $58,400 | |
| 2022 | $9,896.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2087 Lyde Pl in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1996–2025) |
| Claims Outside the SFHA | 10 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2087 Lyde Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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