20924 High Desert Ln, Bend, OR 97701 Property Records

Deschutes County property record for 20924 High Desert Ln, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,450 sqft · built 2015
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$495,000 (Jun 2023)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171221-AA-12910`

Property Details

APN / Parcel Number

Primary APN	`171221-AA-12910`
Alternative APN	`271134`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,450 sqft Living Area
Gross Area	1,847 sqft
1st Floor Area	552 sqft
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Lot Area	1,742 sqft (0.04 acres)
Garage Area	397 sqft

Location & Zoning

Account Number	271134
Street Address	20924 HIGH DESERT LN
City	BEND
State	OR
Zip	97701-7317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	MCCALL LANDING PHASE 2A LOT 132
Legal Range	12
Legal Township	17
Legal Section	21
Legal Subdivision	MCCALL LANDING PHASE 2A
Legal Lot Number	132
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2016
Census Tract	1101

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20925 ROYAL OAK CIR, BEND, OR 97701-8743
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer AMERITITLE
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Jan 28, 2016 · Amount on Record
Deed Document Number	202314557
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 20, 2023
Property Address	20924 HIGH DESERT LN, BEND, OR 97701-7317
Document Number	0000014557
Map Reference	CAB 1 PG 3
Instrument Date	Jun 15, 2023
Instrument	2023-14557
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20925 ROYAL OAK CIR, BEND, OR 97701-8743

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20924 HIGH DESERT LN, BEND, OR 97701-7317
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20924 HIGH DESERT LN, BEND, OR 97701-7317

Mortgage

Document Number	0000035652
Date	Sep 27, 2022
Instrument	2022-35652

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20924 HIGH DESERT LN, BEND, OR 97701-7317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057214
Date	Oct 28, 2020
Instrument	2020-57214

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20924 HIGH DESERT LN, BEND, OR 97701-7317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001058
Date	Jan 9, 2018
Instrument	2018-01058

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20924 HIGH DESERT LN, BEND, OR 97701-7317
Document Number	0000047235
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20924 HIGH DESERT LN BEND OR 977017317, BEND, OR 97701-7317

Mortgage

Document Number	0000047235
Date	Nov 27, 2017
Instrument	47235

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,106.00 (+3.95%)	$243,020 (+3%)	$458,940 (-8.91%) Land $154,000 Building $304,940
2024	$3,950.00 (+7.86%)	$235,950 (+3%)	$503,850 (+1.78%) Land $185,000 Building $318,850
2023	$3,662.00 (+3.98%)	$229,080 (+6.09%)	$495,020 (+37.2%) Land $181,000 Building $314,020
2022	$3,522.00	$215,940	$360,790 Land $120,000 Building $240,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon, Webformix.

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