20904 High Desert Ln, Bend, OR 97701 Property Records

Deschutes County property record for 20904 High Desert Ln, Bend, OR 97701

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,450 sqft · built 2015
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$329,500 (Jun 2019)
Tax Bill	$3,602 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171221 AA 12915`

Property Details

APN / Parcel Number

Primary APN	`171221 AA 12915`
Alternative APN	`271139`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,450 sqft Living Area
1st Floor Area	552 sqft
2nd Floor Area	898 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Townhouse
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Mixed
Garage Area	397 sqft

Location & Zoning

Account Number	271139
Street Address	20904 HIGH DESERT LN
City	BEND
State	OR
Zip	97701-7317
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT:137 SUBD:MCCALL LANDING PHASE 2A SEC/TWN/RNG/MER:SEC 21 TWN 17 RNG 12 MAP REF:171221-AA
Legal Range	12
Legal Township	17
Legal Section	21
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	MCCALL LANDING PHASE 2A
Legal Lot Number	137
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2016
Census Tract	1101

Owner

20904 High Desert Ln, a townhouse, is owned by an individual who bought it in June 2019.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1402 LAKE TAPPS PKWY SE STE F104, F104, AUBURN, WA 98092-8157
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARBOR MORTGAGE GROUP LLC
Jun 6, 2019	Warranty Deed, Transfer · Conventional Mortgage ARBOR MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2019 · Amount on File
Deed Sale	Jun 6, 2019 · Amount on File
Prior Sale	May 25, 2016
Deed Document Number	2019-18823
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20904 HIGH DESERT LN, BEND, OR 97701-7317
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045056
Date	Aug 2, 2021
Instrument	2021-45056

Lender

Name	ARBOR MORTGAGE GROUP LLC
Type	Mortgage Company
Address	BEND, OR 97701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 6, 2019
Property Address	20904 HIGH DESERT LN, BEND, OR 97701-7317
Document Number	0000018823
Map Reference	DOC 2014-41692
Instrument Date	May 29, 2019
Instrument	2019-18823
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1402 LAKE TAPPS PKWY SE # F104-429, F104, AUBURN, WA 98092-8157

Mortgage

Document Number	0000018824
Date	Jun 6, 2019
Instrument	2019-18824

Lender

Name	ARBOR MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049
Prepayment Penalty	00 Months

Tax Assessment & Valuation

The 2025 property tax bill for 20904 High Desert Ln was $3,602, up 4% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,602.00 (+3.95%)	$213,210 (+3%)	$527,190 (+4.11%) Land $216,000 Building $311,190
2024	$3,465.00 (+7.84%)	$207,000 (+3%)	$506,380 (+1.76%) Land $185,000 Building $321,380
2023	$3,213.00	$200,980	$497,640 Land $181,000 Building $316,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20904 High Desert Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20904 High Desert Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon, Webformix.

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