2092 Muirfield Cir, Elgin, IL 60123 Property Records

Kane County property record for 2092 Muirfield Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 911 sqft · built 1992
Lot Size	0.054 acres (2,367 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Apr 2026)
Tax Bill	$3,734 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-204-007`

Property Details

APN / Parcel Number

Primary APN	`06-28-204-007`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	911 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	2,367 sqft (0.054 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2092 MUIRFIELD CIR
City	ELGIN
State	IL
Zip	60123-5625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 8 LOT 631
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	631
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851908

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2092 MUIRFIELD CIR, ELGIN, IL 60123-5625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage LENDLINK FINANCIAL INC
Apr 13, 2021	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage PEOPLES HOME EQUITY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	202613185
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 2, 2026
Property Address	2092 MUIRFIELD CIR, ELGIN, IL 60123-5625
Document Number	0000013185
Instrument Date	Mar 20, 2026
Instrument	202613185
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,209.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 MUIRFIELD CIR, ELGIN, IL 60123-5625

Mortgage

Document Number	0000013186,
Date	Apr 2, 2026
Instrument	202613186

Lender

Name	LENDLINK FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 13, 2021
Property Address	2092 MUIRFIELD CIR, ELGIN, IL 60123-5625
Document Number	0000028822
Instrument Date	Mar 10, 2021
Instrument	2021K028822
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 MUIRFIELD CIR, ELGIN, IL 60123-5625

Mortgage

Document Number	0000028823
Date	Apr 13, 2021
Instrument	2021K028823

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 5, 2018
Property Address	2092 MUIRFIELD CIR, ELGIN, IL 60123-5625
Document Number	0000043404
Instrument Date	Aug 30, 2018
Instrument	2018K043404
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 MUIRFIELD CIR, ELGIN, IL 60123-5625

Mortgage

Document Number	0000043405
Date	Sep 5, 2018
Instrument	2018K043405

Lender

Name	PEOPLES HOME EQUITY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Mortgage

Document Number	0000043406
Date	Sep 5, 2018
Instrument	2018K043406

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,734.00 (+4.98%) Homeowner's exemption
2024	$3,557.00 (+10.26%)	$52,456 (+21.4%) Land $14,810 Building $37,646	$157,431 (+21.44%) Land $44,448 Building $112,983
2022	$3,226.00 (+5.15%) Homeowner's exemption	$43,211 (+6.96%) Land $12,200 Building $31,011	$129,633 (+6.96%) Land $36,600 Building $93,033
2021	$3,068.00 Homeowner's exemption	$40,399 Land $11,406 Building $28,993	$121,197 Land $34,218 Building $86,979

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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