2082 Muirfield Cir, Elgin, IL 60123 Property Records

Kane County property record for 2082 Muirfield Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,133 sqft · built 1992
Lot Size	0.07 acres (3,030 sqft)
Owner	Individual Name on Record
Last Sale	$240,500 (Mar 2024)
Tax Bill	$4,429 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-204-068`

Property Details

APN / Parcel Number

Primary APN	`06-28-204-068`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,133 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	3,030 sqft (0.07 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2082 MUIRFIELD CIR
City	ELGIN
State	IL
Zip	60123-5625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 8 LOTS 635 & 636 DESC IN DOC 93K28404
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	635-6
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851908

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	831 WOODLAND HEIGHTS BLVD, STREAMWOOD, IL 60107-2029
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 15, 2024	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	20248450
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	May 14, 2026
Property Address	2082 MUIRFIELD CIR, ELGIN, IL 60123-5625
Document Number	0000019846
Instrument Date	May 9, 2026
Instrument	202619846
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2082 MUIRFIELD CIR, ELGIN, IL 60123-5625

Mortgage

Document Number	0000019846,
Date	May 14, 2026
Instrument	202619846

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 15, 2024
Property Address	2082 MUIRFIELD CIR, ELGIN, IL 60123-5625
Document Number	0000008450
Map Reference	DOC 90K56795
Instrument Date	Feb 28, 2024
Instrument	2024K008450
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2082 MUIRFIELD CIR, ELGIN, IL 60123-5625

Mortgage

Document Number	0000008451
Date	Mar 15, 2024
Instrument	2024K008451

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,429.00 (-9.04%)
2024	$4,869.00 (+12.03%)	$60,844 (+21.39%) Land $16,187 Building $44,657	$182,605 (+21.44%) Land $48,580 Building $134,025
2022	$4,346.00 (+3.97%)	$50,122 (+6.96%) Land $13,335 Building $36,787	$150,366 (+6.96%) Land $40,005 Building $110,361
2021	$4,180.00	$46,860 Land $12,467 Building $34,393	$140,580 Land $37,401 Building $103,179

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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