Bonner County property record for 2092 Lower Pack River Rd, Sandpoint, ID 83864
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 710 sqft · built 2000 |
| Lot Size | 12.9 acres (565,409 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $642 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP58N01W251400A |
| Primary APN | RP58N01W251400A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 710 sqft Finished Area |
| 1st Floor Area | 710 sqft |
| Attic | Attic |
| Attic Area | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 565,409 sqft (12.9 acres) |
| Garage Type | Detached |
| Garage Area | 1,704 sqft |
| Parking Spaces | 6 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Street Address | 2092 LOWER PACK RIVER RD |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-4997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A/f-20 |
| Legal Description | 25-58N-1W PENDOR-IDAHO TRACTS TRACTS 7 & 8 UNRECORDED PLAT |
| Legal Range | 01W |
| Legal Township | 58N |
| Legal Section | 25 |
| Legal Subdivision | UNRECORDED PLAT |
| Legal Tract | 7,8 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950202 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2092 LOWER PACK RIVER RD, SANDPOINT, ID 83864-4997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 2092 LOWER PACK RIVER RD, SANDPOINT, ID 83864-4997 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 916284 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 916284 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | PONDERAY, ID 83852 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $642.00 (+5.77%) Homeowner's exemption | $316,027 (-2.65%) Land $117,656 Building $198,371 | $316,027 (-2.65%) Land $117,656 Building $198,371 |
| 2025 | $607.00 (-3.96%) Homeowner's exemption | $324,635 (-5.07%) Land $117,524 Building $207,111 | $324,635 (-5.07%) Land $117,524 Building $207,111 |
| 2023 | $632.00 Homeowner's exemption | $341,984 Land $104,694 Building $237,290 | $341,984 Land $104,694 Building $237,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 86% of Idaho |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
5G and 4G LTE (outdoors only)
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