2092 Ginny Ln, Escondido, CA 92025 Property Records

San Diego County property record for 2092 Ginny Ln, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,129 sqft · built 1963
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Dec 2020)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236-422-17-00`

Property Details

APN / Parcel Number

Primary APN	`236-422-17-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,129 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	14,400 sqft (0.331 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2092 GINNY LN
City	ESCONDIDO
State	CA
Zip	92025-6643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PZ-RE-20
Legal Description	LOT 24 TR 004728
Legal Subdivision	EL CERRITO PARK
Legal Tract	004728
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	20708

Owner

2092 Ginny Ln is owned and occupied by two individuals who bought it in December 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2092 GINNY LN, ESCONDIDO, CA 92025-6643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Dec 18, 2020	Grant Deed, Transfer · Conventional Mortgage WEST COAST FUNDING & REAL ESTATE SV
Jan 4, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Jan 4, 2017 · Amount on File
Deed Document Number	2020817662
Prior Transfer Date	May 31, 1995
Prior Transfer Doc	0000241758
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2092 GINNY LN, ESCONDIDO, CA 92025-6643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061822
Date	Feb 6, 2020
Instrument	2020-0061822

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2020
Property Address	2092 GINNY LN, ESCONDIDO, CA 92025-6643
Document Number	0000817662
Instrument Date	Dec 1, 2020
Instrument	817662
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2092 GINNY LN ESCONDIDO CA 920256643, ESCONDIDO, CA 92025-6643

Mortgage

Document Number	817663
Date	Dec 18, 2020
Instrument	817663

Lender

Name	WEST COAST FUNDING & REAL ESTATE SV
Type	Bank
Address	SAN DIEGO, CA 92131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2017
Property Address	2092 GINNY LN, ESCONDIDO, CA 92025-6643
Document Number	0000004576
Instrument Date	Dec 20, 2016
Instrument	4576
Transaction Type	Transfer
Record Updated	Jan 10, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$718.30
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2092 GINNY LN ESCONDIDO CA 920256643, ESCONDIDO, CA 92025-6643

Mortgage

Document Number	4577,
Date	Jan 4, 2017
Instrument	4577

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2092 Ginny Ln was $2,016.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$173,148 (+2%) Land $48,999 Building $124,149
2025	$2,016.00	$169,754 Land $48,039 Building $121,715
2023	$1,929.00 (+1.21%)	$163,165 Land $46,175 Building $116,990
2022	$1,906.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2092 Ginny Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2092 Ginny Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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