2086 Ginny Ln, Escondido, CA 92025 Property Records

San Diego County property record for 2086 Ginny Ln, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,962 sqft · built 1963
Lot Size	0.381 acres (16,600 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Dec 2020)
Tax Bill	$9,458 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236-422-18-00`

Property Details

APN / Parcel Number

Primary APN	`236-422-18-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,962 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	16,600 sqft (0.381 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2086 GINNY LN
City	ESCONDIDO
State	CA
Zip	92025-6643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PZ-RE-20
Legal Description	LOT 25 TR 004728
Legal Subdivision	EL CERRITO PARK
Legal Tract	004728
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	20708

Owner

2086 Ginny Ln is owned and occupied by two individuals who bought it in December 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2086 GINNY LN, ESCONDIDO, CA 92025-6643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP
Dec 30, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 3, 2018	Loan Modification, Mortgage · Conventional with PMI FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Dec 30, 2019 · Amount on File
Deed Document Number	2020820940
Prior Transfer Date	Mar 26, 2001
Prior Transfer Doc	0000296742
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2020
Property Address	2086 GINNY LN, ESCONDIDO, CA 92025-6643
Document Number	0000820940
Map Reference	MAP 4728
Instrument Date	Nov 30, 2020
Instrument	2020-0820940
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2086 GINNY LN, ESCONDIDO, CA 92025-6643

Mortgage

Document Number	0000820941
Date	Dec 21, 2020
Instrument	2020-0820941

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2019
Property Address	2086 GINNY LN, ESCONDIDO, CA 92025-6643
Document Number	0000613216
Instrument Date	Nov 25, 2019
Instrument	613216
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$638.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2088 OTAY LAKES RD #102 CHULA VISTA CA 919131370, 102, CHULA VISTA, CA 91913-1370
Investor	Possibly a Property Investor

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	2086 GINNY LN, ESCONDIDO, CA 92025-6643
Document Number	0000377235
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2086 GINNY LN ESCONDIDO CA 920256643, ESCONDIDO, CA 92025-6643

Mortgage

Document Number	0000377235
Date	Sep 12, 2018
Instrument	377235

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2048

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2086 Ginny Ln was $9,458 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$855,659 (+2%) Land $673,487 Building $182,172
2025	$9,458.00 Homeowner's exemption	$838,882 Land $660,282 Building $178,600
2023	$9,045.00 (+0.37%)	$806,310 Land $634,644 Building $171,666
2022	$9,012.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2086 Ginny Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2086 Ginny Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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