20918 108th St E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 20918 108th St E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,072 sqft · built 1992
Lot Size	0.245 acres (10,690 sqft)
Owner	Individual Name on File
Last Sale	$129,950 (Apr 1999)
Tax Bill	$6,146 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`693630-0-690`

Property Details

APN / Parcel Number

Primary APN	`693630-0-690`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,072 sqft Living Area
Gross Area	488 sqft
1st Floor Area	1,162 sqft
Upper Floors Area	910 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,690 sqft (0.245 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	88 sqft
Deck Area	80 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	20918 108TH ST E
City	SUMNER
State	WA
Zip	98391-7929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 19 RANGE 05 QUARTER 42 PONDEROSA ESTATES DIV # 3: PONDEROSA ESTATES DIV # 3 L 190 EASE OF RECORD
Legal Range	05
Legal Township	19
Legal Section	03
Legal Subdivision	PONDEROSA ESTATES DIV # 3
Legal Lot Number	190
Legal Unit	3
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1000
Census Tract	70310

Owner

Source: Pierce County records · APN 693630-0-690

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20918 108TH ST E, BONNEY LAKE, WA 98391-7929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 1999 · Amount on Record
Deed Sale	Apr 30, 1999 · Amount on Record
Deed Document Number	19991647
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20918 108TH ST E, SUMNER, WA 98391-7929
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20918 108TH ST E, BONNEY LAKE, WA 98391-7929

Mortgage

Document Number	0007080013
Date	Jul 08, 2022
Instrument	202207080013

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,600 (+11.17%) Land $161,900 Building $379,700	$541,600 (+11.17%) Land $161,900 Building $379,700
2025	$6,146.00 (+17.11%)
2024	$5,248.00 (-0.36%)	$487,200 (-3.72%) Land $163,900 Building $323,300	$487,200 (-3.72%) Land $163,900 Building $323,300
2023	$5,267.00	$506,000 Land $167,800 Building $338,200	$506,000 Land $167,800 Building $338,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), as of February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530703101, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1999 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cyberdyne Networks, Lumen Technologies, Verizon.

Based on FCC filings for 303 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WA5307650, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.