20611 108th St E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 20611 108th St E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,576 sqft · built 1992
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,919 (Aug 2015)
Tax Bill	$5,720 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`693640-0-721`

Property Details

APN / Parcel Number

Primary APN	`693640-0-721`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,576 sqft Living Area
Gross Area	1,996 sqft
1st Floor Area	924 sqft
Upper Floors Area	640 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,800 sqft (0.202 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20611 108TH ST E
City	BONNEY LAKE
State	WA
Zip	98391-7907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 19 RANGE 05 QUARTER 42 PONDEROSA ESTATES DIV # 4 L 274 INCL EASE OF RECORD OUT OF 071-1 SEG C1005JU 10/2291BO
Legal Range	05
Legal Township	19
Legal Section	03
Legal Subdivision	PONDEROSA ESTATES DIV # 4
Legal Lot Number	274
Legal Unit	4
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1001
Census Tract	70310

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20611 108TH ST E, BONNEY LAKE, WA 98391-7907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 11, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2015 · Amount on Record
Deed Sale	Aug 25, 2015 · Amount on Record
Prior Sale	Jan 20, 2010 · Amount on Record
Deed Document Number	2015505
Prior Transfer Date	Jan 17, 2002
Prior Transfer Doc	0000000593
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20611 108TH ST E, SUMNER, WA 98391-7907
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20611 108TH ST E, SUMNER, WA 98391-7907

Mortgage

Document Number	0006210799
Date	Jun 21, 2022
Instrument	202206210799

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WA
Property Address	20611 108TH ST E, SUMNER, WA 98391-7907
Document Number	2101200508
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20611 108TH ST E SUMNER WA 983917907, SUMNER, WA 98391-7907

Mortgage

Document Number	2101200508
Date	Jan 20, 2021
Instrument	202101200508

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,720.00 (+5.77%)	$473,300 (+10.64%) Land $154,300 Building $319,000	$473,300 (+10.64%) Land $154,300 Building $319,000
2025	$5,408.00 (+16.8%)
2024	$4,630.00 (-0.28%)	$427,800 (-3.65%) Land $156,200 Building $271,600	$427,800 (-3.65%) Land $156,200 Building $271,600
2023	$4,643.00	$444,000 Land $159,900 Building $284,100	$444,000 Land $159,900 Building $284,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Skynet Broadband, Verizon.

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